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Retired Member

RBS meltdown illustrates dangers of legacy system

When IT infrastructure collapses, companies quickly realise how business critical it is. RBS learnt this lesson the difficult way this week when its systems collapsed on the busiest online shopping da...

04 Dec 2013
Retired Member

FCA publishes new webpage of approved person applications

The Financial Conduct Authority (FCA) has published a new webpage which gives information of the volumes of approved person applications for controlled functions that it has received and made a decisi...

04 Dec 2013
Financial Services Regulation
Retired Member

FCA confirms GABRIEL to be used for close links reporting

The Financial Conduct Authority (FCA) has detailed changes to its Handbook from September 2013 to November 2013. Changes to the Controllers and Close Links Reporting provisions require that these rep...

04 Dec 2013
Financial Services Regulation
Paul Smyth

7 Things Every CIO Should Know About Mobile App Development

Introduction In the years since the launch of the iPhone in 2007 we have seen a huge shift in the power base in the IT world. Probably the most significant change is that your IT department is no long...

04 Dec 2013
Business Knowledge for IT
Retired Member

Trading technology adoption in Japan

The iPhone is rapidly making Japan Apple’s bestselling region. In stark contrast, the business sector is still risk averse. It has been particularly slow to adopt in the financial services sector, wit...

04 Dec 2013
Uri Rivner

BitCoin Explained: How to Become a BitCoin Thief - part 1

OK folks. You’ve all been hearing about Bitcoin. Your neighbors have been hearing about Bitcoin. Your dog walker has been hearing about Bitcoin. Now it’s time to separate the wheat from the chaff… L

04 Dec 2013
Information Security
Zennon Kapron

Observing retail banking behaviour in Asia

With a wide range of channel choices for retail customers, banks need to be aware of the usage and preferences for each channel which can vary for multiple reasons including the purpose of the transac...

04 Dec 2013
Future Finance
Nick Levy

Customer alert - are banks listening to their customers?

In every customer communication there’s one simple message: “I - the customer - have something to say.” But is anyone listening? It's as simple as ABC. A is for ANYTIME and ANY WAY. Banking custome...

03 Dec 2013
Retired Member

Is now the time to invest in alternative currencies?

I wince every time I hear bitcoin reaching new milestones in value - and I don't think I'm alone. 'Bitcoin hits $300' - I shudder. 'Bitcoin reaches $500 milestone' - I cringe. 'Bitcoin tops $1000' ...

03 Dec 2013
Future Finance
Retired Member

A cashless society - be careful what you wish for

RBS customers suffered a systems meltdown on Monday evening as millions of customers of RBS, NatWest and Ulster Bank were left unable to make payments with their credit & debit cards Of course, t...

03 Dec 2013
Andrea Donafee

Cash comes to the rescue again as Natwest cards fail

It’s called ‘Cyber Monday’, one of the busiest days shopping days of the year and cards failed. Across the country, parents were left unable to pay for their kids Christmas presents, customers were st...

03 Dec 2013
Retired Member

Changing the balance

In what is undoubtedly a positive move for consumer safety, the European Central Bank has issued a set of draft recommendations for mobile banking and payments security. However, while agreed standard...

03 Dec 2013