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Alex Kreger

Alex Kreger Founder & CEO at UXDA

The AI Wars: Will On-Device Apple AI Outpace Cloud-Based Banking AI?

Integrating AI into banking services will obviously revolutionize the user experience in financial services, offering real-time advice and 24/7 transaction monitoring. However, this shift not only enhances user experience but also addresses critical data privacy concerns. Unlike traditional cloud-based AI, on-device AI, as introduced by Apple, pro...

/retail /predictions Artificial Intelligence and Financial Services

Hilary Smyth-Allen

Hilary Smyth-Allen Executive Director at SuperTech

Turning Roadmap Inputs into Outputs

As shone through in our recently launched Research and Innovation Roadmap, Productivity, alongside Open Data, Sustainability and Inclusion and Wellness are the key themes that consistently emerged as critical focus areas. Despite apparent initiative differences on the surface, these themes frequently align and are relevant across all end-markets e...

Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Are Payments A Commodity or Force Multiplier?

Say ‘Mississippi’. In the time it took you to say it, $199,771 USD was spent online – the $6.3 trillion eCommerce market divided by the 31,536,000 seconds in a year. If every sale made in that single second was routed to the average global citizen’s bank account instead of hundreds of companies then, since they earn $9,733 per year, they would ma...

/payments /startups The Payments Business

Rodrigo Zepeda

Rodrigo Zepeda CEO at Storm-7 Consulting Limited

A Guide to FCA Cryptoasset AML/CTF Applications for Crypto Firms: PART I

In June 2024, the Financial Conduct Authority (FCA) published feedback on good and poor quality applications under the existing cryptoasset anti-money laundering (AML) and counter-terrorist financing (CTF) regime (Feedback). The Feedback identified that out of 347 applications from crypto firms received by the FCA since January 2020, only 47 appli...

/crypto /crime Cryptocurrency Insights

Cheryl Chiodi

Cheryl Chiodi Industry Strategist, Financial Services at Akamai

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

/security /payments API

Simon Kent

Simon Kent Global Head of Financial Services at Kearney

Why top management in banking must act now to capitalize on AI

Artificial intelligence (AI) is set to transform the banking industry as we know it, and top management in the sector must prepare for this period of disruption before it is too late. If they do, the rewards are significant with industry leaders already predicting that AI could boost revenues by almost $1 trillion by 2030[1]. While banks are curre...

/ai /retail Banking Strategy, Digital and Transformation

Binh Dang

Binh Dang Marketing Executive at smartKYC

Integration and Implications of Natural Language Processing in KYC Procedures

In recent years, Know Your Customer (KYC) processes have become increasingly critical for financial institutions and other regulated entities to mitigate risks associated with money laundering, fraud, and terrorism financing. However, traditional KYC methods are often time-consuming, manual, and prone to errors The emergence of Natural Language Pr...

/ai /crime RegTech

Carlo R.W. De Meijer

Carlo R.W. De Meijer Owner and Economist at MIFSA

SEC approval of Ethereum ETFs: what may it bring for the crypto market?

On May 23, the US Securities and Exchange Commission (SEC) approved eight spot Ethereum or Ether ETF applications. These applications to be listed on US exchanges Nasdaq, CBOE and NYSE, may pave the way for the products to begin trading later this year after getting the green light. This announcement marks a pivotal moment in the cryptocurrency m...

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

Why Developed Economies are Benefiting from QR Payments?

It was long believed that developed economies firmly rooted in the credit and debit card tap-and-pay ecosystem would be difficult to change. Due to their perceived insecurity and clumsiness, QR code payments were limited to developing nations. But a subtle revolution is taking place that is upending this presumption. Singapore is one example. Once...

/security /payments Banking

Chandresh Pande

Chandresh Pande Consultant at TCS

Transforming UK Pensions Landscape - The role of QPDS under the Pension Dashboard Program

As per the latest survey, one in four people has lost track of at least one pension in the UK, with almost three million pension pots left unclaimed. The estimated combined value of these unclaimed pensions is a staggering £26.6 billion1. Thus, a pressing need was long felt by the authorities and pension holders in the UK for a program that helps ...

/wealth /inclusion Consumer Financial Health

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