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ISO20022, also known as the universal financial industry message scheme, is the platform proposed by the International Organization for Standardization (ISO) to develop all financial messages. It is n...
In the words of famed singer-songwriter Bob Dylan, “The Times, They Are A Changing.” In this blog we examine how pricing models are changing and emerging, both in terms of consumer behavior in general...
In a customer-oriented society, the technologies are competing with each other in convenience, quickness, security, and agility what has resulted in unprecedented acceleration of advanced technologies...
One of the more interesting developments in the consumer retail banking sector in recent years has been the emergence of the “Fintech” banks, also known as Neobanks (“Neobanks”). These banks operate
This blog was co-authored by Daniella Chrysochou, Senior Consultant & Steve Stantiall, Senior Consultant at Capco Many financial services organizations are transforming the way in which they deli...
In today's world of biometric authentication and digital identity, proving that someone is real is a serious challenge for online and mobile services. Deepfakes, 3D masks, and even fake photos of peop...
Updated: January 5, 2021 The year 2020 is closing, and we all witnessed how difficult this year was for new businesses, including Payment and Electronic Money companies. Covid-19 has had a huge impact...
Digital disruption around the world has brought down the walls that have traditionally shielded the financial services industry from new challenger brands. Whether it’s changing consumer demands, thre...
Institutions from across the banking sector are turning to digital twinning to help them with a range of challenges. A digital twin is a virtual representation of a real-life entity or system, created...
Among the many sectors that have been affected by recent advancements in technology, the market for cars is one of the most notable. This is valid for both used and new vehicles alike, and we have see...
At the beginning of the pandemic, there were perhaps few institutions that looked less well equipped to function under social distancing than Lloyd’s of London. Synonymous with antiquated practices an...
5G and the payments industry. 5g is really here. In the UK it has rolled out to around 200 cities. Globally there are expected to be 221 m 5g phones sold by the end of 2020 and more than double tha...