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Roy McPherson

Roy McPherson 

Charlie Croker

Seeing this story of the ham fisted attempt by thiefs in Germany who blew up a bank to get at an ATM, which survived, made me think of John Shepherd-Barron, the ATM inventor who passed away last week. I wonder if he's sitting on a cloud somewhere as amused as me? My first thoughts though, and probably that of every Brit who revelled in the 1969 fi...

/security /regulation

Roy McPherson

Roy McPherson 

Profligate or duty bound?

This week, and for many weeks, George Osborne will be taking steps to rein in unnecessary expenditure, halt future white elephant projects and seek ways to reduce the Brown/Blair legacy of £157 bn pounds deficit. The newspapers are talking up the prospect of cuts to the tune of £6bn a mere 3.82% of the overall sum. The previous Government should b...

/payments /regulation

Roy McPherson

Roy McPherson 

Greece; a slippery slope getting slippier

On the 6th May I blogged https://www.finextra.com/blogs/fullblog.aspx?blogid=4044 to say that I thought Greece could signal a bail out of the Euro and the more I read the more I think this will happen. Angela Mekel has seen the warning signs and believes the ban on short selling will stem the flow. Unfortunately this is the financial equivalent o...

/regulation

Roy McPherson

Roy McPherson 

Greece - A slippery slope?

Never mind 'beware Greeks bearing gifts' how about 'beware Greece setting off a chain reaction'? It's been the unthinkable but in the great land of WhatIf, what if Greece set off a chain of events to be followed by Italy, Spain and Portugal (never mind the UK). What if the burden on the German tax payer became so great that they said, no more. Wha...

/payments /regulation

Roy McPherson

Roy McPherson 

Martians in my pants

Actually thats a complete fabrication but if I entitled this blog CP 8/22 I didn't think I'd get much of a response . The recently released CP08/22 'Strengthening Liquidity Standards' is the FSA's response to the challenges set out to the regulators by the Basle Committee on Banking Supervision in their Sept 08 paper 'Principles for Sound Liquidity...

/regulation

Roy McPherson

Roy McPherson 

Shocking statistics

Roy McPherson - London 07 January 2009 - 11:01 Is it only me or do the statistics of this survey shock you too? This article states that 85% of respondents say they have reviewed, or are in the process of reviewing, their risk procedures. Yet only 42% of respondents have a plan to make fundamental changes to their risk processes. Does this mean th...

/regulation

Roy McPherson

Roy McPherson 

Facebook Fraud

Is there anyone out there in either the real or cyber world that is in the least surprised by this article? For me the only surprise is that it's taken the fraudsters so long to latch onto Facebook. Equally I'm fascinated to know whether there are masterclasses held in Nigeria for fraudsters. Only a few weeks ago I received a mail from Nigeria tel...

/security /regulation

Roy McPherson

Roy McPherson 

Green or Green

I thought this was a wonderful headline; has anyone been to Canary Wharf of an evening/nightime - perhaps HSBC can sell their solar panel system to other users, must be the biggest carbon footprint in the Uk.

Roy McPherson

Roy McPherson 

Turkeys home to roost

I've been made acutely aware of the financial turkeys coming home to roost by receiving a single call from an elderly relative. Aunty X, by no stretch of the imagination a person of huge personal means, had recently moved her assets to take advantage of better interest rates on offer through internet banks. I realised with chilling clarity just h...

/retail

Roy McPherson

Roy McPherson 

Whoops there goes another .....

Those of a certain age will recognise those words as the chorus to an awful song about disappearing rubber plants; don't ask. But, what on earth is happening in the financial community, whoops there goes another bank; has there ever been a precedent? I suspect not, we've seen individual banks go the wall before but I don't recall so many having th...

/regulation Operational Risk Management

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