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Gary Wright

Gary Wright Analyst at BISS Research

Northern Rock crumbling before our eyes

The nationalisation of Northern Rock was inevitable after the Governments interference in the original crises. Interfering in the problems of Northern Rock at such an early stage, in the glare of publicity, with the market aware of the deteriorating situation, was always going to end at this inevitable conclusion. The Government maintains it had t...

Gary Wright

Gary Wright Analyst at BISS Research

SEPA could have been so much better!

As the SEPA fanfares of the 28th January disappear into the distance, it's worth analyzing how all this could have been handled so much better, to achieve the mutual objectives of the banks and most importantly their corporate customers. After EBA day (organised by Finextra and EBA), last year I undertook some research based from the Corporate Tre...

/payments /retail SEPA and European Payments

Gary Wright

Gary Wright Analyst at BISS Research

Solving The Corporate Data Riddle

A few years back I started a series of conversations with the three leading Registrars in the UK about encouraging them to enter the data market. The idea was to consolidate all their data and put it into an electronic standard for distribution to the existing data chain under license. The result would have been dramatic; with data costs across th...

Gary Wright

Gary Wright Analyst at BISS Research

MiFID makes a case for abolishing Stamp Duty.

(Apologies if you have already read the blog below under its previous title "Stamp Duty must go!") Now this might be a bit of a perennial at this time of year with the budget looming large, but it's about time there was a concerted effort by the City to get rid of this crazy thing called stamp tax for good! The Government always hides beh...

Gary Wright

Gary Wright Analyst at BISS Research

SEPA and SWIFT; a marriage made in heaven?

SWIFT is nearly always part of a discussion when industry wide STP is the topic, but does it deserve this high status? It maybe almost sacrilegious to question SWIFT, but with the 21st Century well underway and umpteen changes hitting financial services, it is worth examining what future SWIFT has going forward. There is no doubt, about the value ...

/payments

Gary Wright

Gary Wright Analyst at BISS Research

Northern Rock; a government blunder

Now that the Northern Rock crises is moving into its next stage, although by no means final stages, its worth reflecting on how the whole thing could have been handled better. I make no apologies during this piece from stating that I am firmly in the politics and business not mixing camp. History has told us that when governments interfere in mark...

Gary Wright

Gary Wright Analyst at BISS Research

SocGen what has changed since Leeson?

In 2005 I attended an event where Nick Leeson provided an honest and forthright presentation of how he managed to create the dealing positions that eventually brought down Barings Bank. He consistently maintained that he could not have carried through his actions, which caused the loss, without the senior management's lackadaisical attitude or eve...

/regulation

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