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Sudhesh Giriyan

Kenya tackles headwinds backed by robust remittances

Kenya’s economy is largely driven by agriculture and tourism. Struck by a drought in 2017, Kenya was grappling with headwinds in order to sustain its economy. The Kenyan shilling took a severe beating...

09 Dec 2018
Financial Risk Management
Sudhesh Giriyan

Migration & Remittance: Inextricably linked cogs in the wheel of the global remittance industry

In the year 2000, statistics revealed that 173 million people lived as migrants across the world while in 2017 there were 258 million migrants living in different parts of the world. In 17 years, mi...

05 Nov 2018
Trends in Financial Services
Sudhesh Giriyan

What the rest of the financial world can learn from its remittance counterparts

Almost all inventions in every industry have been designed to make our lives more comfortable or convenient in one way or another. But one sector which hasn’t always been known for its continuous inno...

03 Sep 2018
Trends in Financial Services
Sudhesh Giriyan

Collaboration: The key to customer stickiness

Competition has long been heralded as key to driving economies and industries forward. When firms compete, it’s believed that consumers get the best possible prices, quantity, and quality of goods and...

27 Jun 2018
Fintech
Sudhesh Giriyan

Monopolies Stifling Open Remittances

Worth over $600 billion to global economies (over $400 billion of that is to developing nations), remittances are big business, and act as a lifeline for millions across the developing world. Yet, de...

30 Apr 2018
Financial Inclusion
Sudhesh Giriyan

PSD2: An innovation springboard for banks

Whilst we’re only a few days into the PSD2 era, which aims to accelerate digital disruption and reshape the financial services industry across Europe, incumbent European banks already have a clear cho...

26 Jan 2018
Trends in Financial Services
Sudhesh Giriyan

Mobile money holds the key to financial inclusion

Following the meteoric rise of Bitcoin, which recently skyrocketed in value past $11,000, it’s clear that advancements in the fintech industry are changing the monetary landscape as we know it. Whethe...

05 Dec 2017
Financial Inclusion