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Brett King

Brett King CEO & Founder at Moven

Coin Card delays launch to Spring 2015, upset backers

If you've been waiting for news regarding Coin Card, then you've got a longer wait than expected. Coin launched with HUGE fanfare in November of 2013, promising to revolutionize your credit card by allowing you to combine up to 6 cards in one bluetooth enabled device. Launched on the same day as the revamped Google Wallet, Coin Card stole the show...

/payments Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Can we stop talking 'Branch of the Future'?

Whether it is Bank of Queensland with their Hipster Branch launch, Citi's famed Apple-Store Branches, NAB's Crowd concept, Unicredit "Branch of the Future" in Italy and Bulgaria, PNC's Tellerless Branches, smaller regional players like South Shore Bank and Conestoga BankWerx, or the launch of Video-Interactive Teller's for TEB, Ion B...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

TSB may have blown their biggest brand opportunity yet

Last night as I got home from a Korean-town dinner in NYC with the Moven management team, I got a message via Facebook from Rob Findlay (Next Bank) about a recently launched Youtube video supposedly promoting the upcoming revamped TSB website - sort of a trailer for the future launch and the accompanying news story on Finextra hailing their 'resp...

Online Banking

Brett King

Brett King CEO & Founder at Moven

Why Square Wallet failed, and why Coin card is next...

Square's recent troubles are not exactly a secret. Wall Street Journal published a detailed analysis on the 21st of April this year, detailing Square's financial troubles and their rapidly shrinking cash position. Square took on a $100m debt financing option earlier this year, but even with that option, WSJ and The Verge reported that they only h...

/payments Finance 2.0

Brett King

Brett King CEO & Founder at Moven

Why kids don't sign and banks shouldn't either

In a recent UN/ICAO commissioned survey on the use of signatures in passports, a number of countries including the UK recommended phasing out the long held practice because it was no longer deemed of practical use. More significantly, however, is the emerging trend that has some parents, educators and lawmakers espousing their concern – when aske...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Financial Inclusion can't be settled with Branches

I was in India a few weeks ago speaking to the Reserve Bank and most of the primary Retail Banks about the impact of mobile and social media on the industry there. The new RBI Governor in India, Raghuram Rajan, has ruffled some feathers with his unconventional approach thus far, but he has his work cut out for him with a very traditional market, w...

/regulation /retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

My Social Media brawl with HSBC

If any of you watch my Twitter feeds, Facebook or Google+ posts or those of the financial services crowd at large, it is highly likely that you will have seen a post I authored on Huffington Post on Friday. The post details my experience with HSBC Business Banking after they closed my business account without notifying me. The first I knew of ...

/wholesale Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Why Smartphones will kill Credit Card Rewards

Credit cards are expensive. According to BankRate.com the average US annual percentage rate (APR) charges on credit cards is 15.35%[1], but that’s down in recent years. During the financial crisis some US-based credit card APRs went as high as 39.6%[2] as banks like Bank of American tried to compensate for increasing risk, or unwind high-risk cre...

/payments Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Why digital revenue is absolutely critical for banks

Mobile use is exploding in the banking scene. If you are a retail bank today in the developed world and you don’t have an app for your customers, you are increasingly becoming an exception. Certainly almost every bank in the world today has some form of Internet website and Internet banking capability. However, for most banks, the web and mobile a...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Why payments are disappearing, and mobile will win

Ok, so if you think we're done with the whole "when is a mobile payment a payment" argument, think again. The reality is that the biggest evolution in payments is not about Visa, Mastercard, Amex, Square or faster payments, but it is about context and simplicity, and that's where the mobile and other technologies are leading us. You are ...

/payments Innovation in Financial Services

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