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Talking with a client recently they gave me an interesting perspective on the new OTC derivatives regulations that will be hitting the markets. Their question was – comply, protect or grow? Dodd-Fra...
Sales and Operations Planning (S&OP) is a very well known practice in the physical supply chain. There are many reasons why I believe it could become an excellent paradigm to improve cash forecast...
Well they have arrived. After more than a year of discussion and debate the new requirements for Point to Point Encryption (P2PE) have finally been released by the PCI SSC. These requirements, which...
The EMV ball is starting to roll in the U.S., and the EMV specifications will affect all actors in the existing payment scheme – from issuers, acquirers, merchants to consumers. For issuers, this tran...
Of the three models that I described in my last blog – credits by invoice extension, virtual credit cards by application, and virtual credit cards by NFC – which would benefit banks most? As I alluded...
When I wrote Differentiate Your Product By Going The Extra Mile, I'd meant it to be the second and concluding post. But, I came across a few more updates on this subject recently that I thought I mus...
So RBS is cutting costs. Pretty drastic stuff especially when it comes to staff expenses. Chris Kyle’s internal e-mail spells it out in detail – see http://www.bbc.co.uk/news/business-15317024 Th...
According to the latest research over half of the world’s population is now connected by the Internet. Most of this connectivity has been achieved within the last decade with the remainder of the mode...
I heard last May in San Diego an excellent speech by Chris Dancy from PinkElephant. Chris explained to the audience about the evolution of IT: in the 1980s our bosses didn’t want us to use the phone ...
I will be shortly publishing a report on solution vendors of supply chain finance software solutions. Want to share with you a sneak preview of the major impact points of the research: Supply chain fi...
Who is holding back - governments or banks? Needed for accelerating citizens' use of government e-services: 1. That the public sector realizes that it is not the only service citizens use - and in fac...
Digital assets include: entertainment files (e.g. music downloads), personal memories (e.g. photographs), personal communications (e.g. emails), personal records (e.g. health, financial, insurance), a...