Jeremy Takle Founder and CEO at Pennyworth
The UK's financial advice gap is leaving consumers worse off and hindering economic growth. Developing AI-based personal finance tools is essential for closing this gap and improving the resilience of households and economy as a whole. The UK faces significant challenges. Among them, the gap in financial advice available to consumers is both vast a...
20 August 2024 /ai /wealth Artificial Intelligence and Financial Services
Mila Khrapchenko Co-founder and co-CEO at Ameetee
In today's fast-moving financial landscape, managing money effectively is a universal concern. While we all have different goals – buying a home, saving for retirement, or growing our wealth – the fundamental question remains: how do we best invest our surplus funds? In developed countries, where financial systems are well-established, the options...
20 August 2024 /startups
Raktim Singh Senior Industry Principal at Infosys
Introduction to Green Software Engineering Green software engineering is an emerging discipline consisting of best practices to build applications that reduce carbon emissions. The information technology (IT) sector—which includes hardware, software, and communications—holds immense potential to significantly reduce total world emissions, offerin...
20 August 2024 /ai /sustainable Technology for Social Good
Nick Green Director at Purple Patch Broking Ltd
No longer operating in isolation, the UK credit market is now impacted by global risk management trends. In recent years, global impacts have changed how credit risk is assessed, managed, and regulated in the UK. It’s affecting credit providers of all sizes, from traditional banks to innovative fintech startups. While this may pose challenges, it ...
20 August 2024 /regulation /retail Banking
Peter Pizzutelli Sr. Manager, Advisory Services at Diebold Nixdorf
Operating efficiency and experiences among customers and employees are core decision-making criteria at financial institutions. A closed cash ecosystem, which is an innovative approach to managing cash, can positively impact branch operations and the experiences of its customers and employees. A closed cash ecosystem is a system where cash is effi...
19 August 2024
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
The Payment Systems Regulator (PSR) is implementing a groundbreaking reimbursement policy to tackle the growing menace of authorised push payment (APP) scams. This new requirement mandates payment service providers (PSPs) to reimburse victims of APP scams, marking a significant shift in consumer protection and industry responsibility. By embedding...
19 August 2024 /payments /crime Fintech
Tom Rowe-Jones M&A Director at LAVA Advisory Partners
Though it’s actually not all that long since a mention of the word ‘Fintech’ caused confusion, if not a jargon-inspired-eye-roll, its huge and undeniable impact on finance means that Fintech now very much feels like it’s been around forever. Which is just about the point that it becomes massive in the M&A industry. Obviously the M&A indus...
19 August 2024 Fintech
Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay
Scaling your business means adjusting your operations to match market conditions and your main business goals. For fintechs, the core banking platform is super critical for enabling this expansion. This article explores different scaling methods and shows how the right core banking platform lets you grow your fintech business successfully and susta...
19 August 2024 /retail /startups Fintech
Alex Kreger Founder & CEO at UXDA
The design of financial services is a labyrinth of complexity, regulations and high stakes. Despite the allure of high-profile projects and substantial budgets, even the most skilled designers often hesitate to delve into this demanding sector. The primary reason? The consequences of design flaws in financial services can be catastrophic, ranging ...
19 August 2024 /retail /devops Innovation in Financial Services
Venkatesh P Co-Founder and Director at Maveric Systems
In the ever-evolving landscape of the banking industry, the significance of artificial intelligence (AI) and machine learning (ML) has grown exponentially. With the rise and fall of numerous buzzwords, AI remains a dominant force, promising to transform banking operations. To approach an AI implementation, especially in the context of Conversati
19 August 2024 /ai /retail Banking Strategy, Digital and Transformation
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