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Kim Engman

Vikings don't use cash

The Nordic countries and past vikings, are virtually cashless societies in 2023. There's no need to bring cash to come visit. The Nordics (i.e., Denmark, Norway, Sweden, the Faroe Islands, Iceland and...

30 Dec 2022
The future of Payments in Europe
Kim Engman

Bitcoin is bad - blockchain is good

Why not all cryptocurrencies are alike, and why you should care and (re)act Introduction My original vantage point is being an expert within banking- and retail payments infrastructure. Being highly ...

15 May 2022
Cryptocurrency Insights
Kim Engman

So, you think Bitcoin is money?

Why cryptocurrencies are not currencies or the world’s new money Introduction My original vantage point is being an expert within banking- and retail payments infrastructure. Being highly curious on ...

15 May 2022
Cryptocurrency Insights
Kim Engman

A seismic shift is brewing within financial services infrastructure

Get ready for users taking back control of their data on the heels of Distributed Ledger Technology and the emergence of web3 services What is web3? Web1 refers to today’s global, interoperable networ...

05 Jan 2022
Blockchain in Banking and Financial Services
Kim Engman

The implications of Central Bank Digital Currencies for everyday users and banks

As an abundance of private and alternative forms of money are moving into the currency space, central and commercial banks are being forced to reconsider their position. In this, the second of a two-p...

26 Aug 2021
Cryptocurrency Insights
Kim Engman

Why central banks are pushing digital currencies

In the first of a two-part series, Kim Engman explores why “suddenly” there is a new frontier in payments for central banks, called Central Bank Digital Currencies – or CBDCs. Money, as we know it, is...

26 Aug 2021
Cryptocurrency Insights

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