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Mark Aldred

A Magnificent Seven Retail Banking and Fintech Trends to Spy in 2023

1. Collaboration made easy with platform-based ecosystems In this interconnected modular digital world, acting alone is too onerous for most companies. As such, working collaboratively to complement, ...

01 Feb 2023
Mark Aldred

Could the FCA and Fintech Rewrite the Rules for Branch and ATM Cuts?

On 26th July 2022, the FCA ended its consultation on whether its guidance on how banks close branch and ATMs services should be changed. This consultation was significant because it acknowledged curr...

28 Jul 2022
Financial Services Regulation
Mark Aldred

Access to Cash Consultation Deadline Looming

In a month's time, the UK government’s Access to Cash consultation will close. Ahead of the September 23rd deadline, the drumbeat of bank branch closures and loss of ATMs has not decreased. Most of...

31 Aug 2021
Banking Strategy, Digital and Transformation
Mark Aldred

Let’s Use Digital Technology to Transform Not Break Branch Banking

Three months into 2021 and we are seeing more bank branch closures on the cards with HSBC unveiling their plan to close branches. Of course, this isn’t unusual news. Legacy banks are suffering a per...

18 Mar 2021
Banking Strategy, Digital and Transformation
Mark Aldred

How the impact of COVID-19 could accelerate next generation bank branch transformation

COVID-19 and the lockdown has had a profound effect on all aspects of our economy and society. This includes banking and access to money. Indeed, as recently reported in Finextra, MPs wrote to the C...

18 Jun 2020
Banking Strategy, Digital and Transformation
Mark Aldred

Technology can transform relationships between banks and their customers. For the better.

Does increasing use of technology need to mean that business and personal interactions will be increasingly anonymous and purely functional? I believe not, and that banks should be using technology a...

22 Sep 2016

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