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Nick Ogden

The Start

The announcement this am that the UK Government is supporting tech startups with up to £1.2Billion is great news, and as I predicted last week, matches the existing approach used by the BCR, the Banki...

20 Apr 2020
Banking Strategy, Digital and Transformation
Nick Ogden

How do Fintech entrepreneurs get help?

One interesting option is through the SETsquared Entrepreneur Programme for Tech Start-ups which has its next 2-day programme in Guildford - 1st and 2nd February 2018. SETsquared is the world's larg

08 Jan 2018
Fintech innovation and startups
Nick Ogden

Negative Interest Rates - UK banks introduce plans to charge their customers

Who could have predicted that in 2016, following the disasters of 2007-9 that the main banks in the UK would be planning for negative interest charges against their business customers. Never, absurd, ...

04 Feb 2016
Nick Ogden

Competition probe, your views count!

Great News today! At last we are going to get some action over lack of competition and the shape of the financial services market for the future but only if we all engage. Alex Chisholm, CMA chief exe...

18 Jul 2014
Nick Ogden

Birth of a new Currency?

As you may already know the leaders of the five Brics countries have announced and signed an agreement yesterday (15.July 2014), to create a new $100bn (£58.3bn) development bank and emergency reserv...

16 Jul 2014
Nick Ogden

Non Bank, Business Bank Accounts?

It is a real irony that when a business asks it’s Bank for financial support, and gets told “no”, and finds alternative funding, it pays the money it has raised elsewhere straight back into the Bank t...

22 Apr 2013
Innovation in Financial Services
Nick Ogden

Politics, Payments and DNA

Yesterday, given that it was a Monday, was an interesting day in the UK. We confirmed that we had exhumed Richard III and then George Osbourne had this to say. “Payments systems sit at the heart of t...

05 Feb 2013
Innovation in Financial Services
Nick Ogden

A Change is in the Air

The autumn statement is upon us and the country is eagerly waiting decisions on small business lending, with recent pressures and initiatives demanding a clear Government plan for growth. Clear signa...

04 Dec 2012
Innovation in Financial Services
Nick Ogden

Alternative lending and Government spending

The relationship between banking and small business financing is not a healthy one. Recently this has become more extreme as media attention increasingly focuses on the failures of high street banks ...

22 Nov 2012
Innovation in Financial Services
Nick Ogden

Business bank accounts - free vs. fee?

Banking has been hitting the headlines in all manner of guises over recent months – from IT problems through to bonuses, the UK’s banking community has never been under more scrutiny. This is why it c...

01 Nov 2012
Innovation in Financial Services
Nick Ogden

Let's Talk Payments

Public endorsement of the British banking system has certainly taken a hit in the last few years. The crisis of 2008 has eroded confidence in the traditional outfits, creating an opportunity for start...

08 Oct 2012
Innovation in Financial Services
Nick Ogden

Improving customer loyalty - let's get back to business

Earlier this month, the Bank of England launched the Funding for Lending scheme, to lend money at below market rates to financial institutions. It is designed to prompt banks and lenders to make more ...

14 Aug 2012
Innovation in Financial Services

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