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Michael Fuller

Who I am and not what's my limit?

It's not the first time that Banks have asked me daft questions in order to identify me. Every few years of course I have to be sent a new card and as part of that process I have to "activate&quo...

26 Sep 2011
Michael Fuller

3-D Insecure -possible heresy

It's interesting both that there have been no comments so far about this story and that there are quite a number of other blogs where the value of 3-D secure has been questioned. This seems to be an

28 Jan 2010
Michael Fuller

Citi Cards UK direct debit failure

Citi Cards UK today admitted to me that they had failed to collect direct debits on a number of customer credit card accounts the result of which was that a £12 late payment fee has been applied. Fort...

01 Jan 2010
Michael Fuller

Convenience Store ATM Fraud

About eight weeks ago I got my wife and I Shell MasterCards from Citi to buy fuel with. This was prompted by the offer of 3% off our fuel purchases at Shell. (6% in the first 60 days from account ope

19 Nov 2008
Michael Fuller

3D, 2D or 1D Secure?

Thanks to all those who responded to my earlier comments about card security. It seems there are different implementations of Verified by Visa and MasterCard SecureCode. Some issuers request only a

08 Nov 2008
Michael Fuller

Sixteen digits are not enough

About six months ago my Bank called early on Saturday morning. They had been monitoring my credit card and had identified unusual activity. I confirmed some of the transactions weren’t mine and the ca...

19 Oct 2008

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