Prashant Bansal Sr. Principal Consultant at Oracle
Resilience at Scale: Understanding and Implementing the Circuit Breaker Pattern in Microservices In the evolving landscape of financial services, where milliseconds matter and system reliability is non-negotiable, modern software architecture must accommodate resilience by design. Distributed systems—particularly those employing microservices—are i...
11 hours /security /inclusion Banking Strategy, Digital and Transformation
Darya Lyhach PR manager at Noda
As contactless technologies continue to reshape commerce, QR codes have emerged as a flexible and efficient method for facilitating digital payments. Ubiquitous across industries, QR codes are not only being used in marketing and logistics but are also becoming a reliable tool for transactions — particularly among small and medium-sized businesses...
14 hours /payments Fintech
Ekaterina Andreeva Software Engineer at Kriya Finance Limited
Startup failure in the UK is lower than in other countries but still remains high at 60%, according to growthrate.com. This means that almost two-thirds of launched businesses have failed in the past three years. Therefore, there are plenty of lessons that can be learned by entrepreneurs who are considering or launching their businesses. In 2023, ...
16 hours /startups /predictions
Teo Blidarus CEO and Co-Founder at FintechOS
The banking industry is shifting from a customer-first approach to a life-centric model. This will align financial services with modern life. Financial institutions usually focus on products and risk management over complete customer engagement. Banks have focused on pushing loans, mortgages and credit cards. This is different from addressing broad...
17 hours /ai /retail Fintech
Shuvo G. Roy Partner–Industry Solutions & Head–FinServ (EMEA) at Mphasis
If the financial sector were The Matrix, generative AI (GenAI) wouldn’t be Neo—it would be Morpheus. Not the chosen one, but the brilliant strategist who expands possibilities while also ensuring the system doesn’t collapse under its own weight. Yet, many institutions are treating AI like an all-powerful saviour, rushing to integrate it without a ...
18 hours
Ruchi Rathor Founder at Payomatix Technologies
Open Banking has moved beyond concept—it’s now a catalyst driving real transformation in financial services. By enabling secure, permissioned data sharing between financial institutions and third-party providers, Open Banking is changing how individuals interact with their money, and how the industry evolves. 1. Putting the Consumer in Control At ...
21 hours /payments Fintech
Dominic Mensah Director Strategic Accounts at Lakeside Software
I wanted to introduce the community to what Digital Employee Experience (DEX) is and explore how financial organisations are using it to deliver real, measurable results, backed by examples from global banks, investment firms, credit unions, and more. In financial services, where every second counts and margins are razor-thin, operational success d...
22 April 2025 /cloud
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
A compelling loyalty and rewards program can be a significant differentiator in the competitive financial services landscape. These programs can improve customer retention at neobanks, add more value for existing customers and drive new revenue streams for banks. Or payments startups can leverage loyalty programs to encourage specific user behavio...
22 April 2025 /retail Fintech
Jason Delabays Ecosystem Lead at Zama
Since stock exchanges and margin lending were first introduced, collateralised stock loans (CSLs) have been used by those keen to unlock the value of equity holdings without having to sell. From entrepreneurs financing their day-to-day spending, to family offices and high-net-worth individuals using them as part of sophisticated wealth management...
22 April 2025 Blockchain in Banking and Financial Services
Igor Kostyuchenok SVP of Engineering at Mbanq
The Society for Worldwide Interbank Financial Telecommunication, better known as SWIFT, was invented in 1973 in Brussels, Belgium, by a group of international banks. Its creation marked a major turning point in the way financial institutions communicate and transfer money across borders. Before SWIFT, global payments relied heavily on telex — a slo...
22 April 2025 /payments /crypto SWIFT Matters
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