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John Cragg

You're a fintech, I'm a legacy Bank - how can we collaborate?

It was only a few months ago that Jamie Dimon, CEO of JPMorgan Chase, declared that banks should be “scared s***less by fintechs”. It’s no surprise either as over the last decade the fintech industry ...

17 Mar 2021
Fintech
John Cragg

Are challenger banks challenging banking?

No longer new entities in the banking space, challenger and neo banks are now acquiring significant market share in the banking world. In fact, the Compound Annual Growth Rate (CAGR) of these banking ...

18 Nov 2020
Fintech
John Cragg

Every cloud provides a silver service, but which one is right for you?

‘Cloud as a Service’ is the term that often goes hand in hand with ‘cloud migration’ – both of which are now becoming more mainstream due to the cloud’s scalability and hyper-efficient cost benefits. ...

10 Nov 2020
John Cragg

Navigating PCI PIN Security Requirements

Security and compliance in the payments ecosystem cannot be underestimated and should always be adhered to. Yet, understanding the complexity of the various security standards is something that cannot...

21 Oct 2020
Fintech
John Cragg

What is the future of digital payments?

Digital payments have evolved tremendously over the past few years, raising the question: where will digital payment technologies take us in the future? As more consumers become tech savvy the opportu...

08 Oct 2020
Fintech
John Cragg

So, you want to operate your own data centre?

If you are going to build a data centre to handle activities such as card issuance and payment transaction processing, then that data centre will need to meet the requirements of one or more Payment C...

19 Aug 2020
Fintech
John Cragg

Understanding the changes of Thales payShield 10K

Last year, Thales announced the latest version of its payShield product family, the 10K. Since MYHSM’s inception we’ve been using the Thales 9000 for some of our services and were aware that a new mod...

29 Jul 2020
Fintech
John Cragg

What's stopping financial institutions from using the Cloud?

The majority of financial institutions have or are developing a cloud strategy, and most are already making some use of the cloud. There are a number of reasons why the cloud is an attractive alternat...

08 Jul 2020
Fintech
John Cragg

The expensive problem facing Fintech start-ups

This really is the decade of the Fintech start-up. The payments world is experiencing an unprecedented rate of change; new payment methods and technologies are resulting in increasingly frictionless p...

24 Jun 2020
Fintech

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