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Clearly, to be a deposit taking bank and offer products like Mortgages, loans, savings accounts and so forth, it would be easier to have a bank charter. However, today the lines between banks and non-...
On Tuesday I chaired the Future of Mobile Banking conference held in London. It was a great event, with a wide variety of highly qualified speakers and some very smart debate on topics including mobil...
In Europe, the open standards movement is gaining momentum. It is increasingly accepted that standards collaboration increases organisational interoperability, ensuring that different systems can com...
I've been recently debating with bankers and credit union executives on the core banking proposition they offer to new prospects. One of the realizations that led me to this was some recent research r...
There is certainly a lot of focus in the UK on small businesses at the moment. Given the massive potential for small businesses to plug the hole in the UK economy, it is unsurprising that the failure...
This is a very exciting campaign launched by the Commonwealth Bank in Australia. After some weeks of teaser posters around the country and some art installations etc with the big letters CAN'T on the...
Having played this game since Lynx browser and dialup apana, its great to see some milestones in banking hit over the last month or two. MILESTONE Bank of America with their 10 million users shows tha...
The incoming head of the financial regulator has taken customers and their banks to task for perpetuating the myth of free banking as discussed in this BBC Business Article. Andrew Bailey says banks ...
Electronic delivery of bills and statements promises to save stationery, printing and postage costs for banks, mobile network operators, municipalities / boroughs, utilities and other types of billers...
That was the verdict of comedian Al Murray, on Twitter, when Metro Bank made a song-and-dance to celebrate the opening of its 12th branch this weekend in Chiswick. 'I have actually crossed the road t...
Speculation has been rife over who could be the next Governor of the Bank of England. Recently the Guardian gave us a glimpse of who the potential candidates could be. Any of the eight figures pri...
Harmonisation – outside of music, a term many of us have only encountered in respect to the European Union. In many areas of life in the EU, harmonisation to improve and provide consistent conditions ...