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218 Results from 2020, /retail

Retired Member

Retired Member 

The promise of AI in Financial Services

Artificial Intelligence, in all of its different forms, isn’t new in the financial services space. As is often the case with new technologies, banks were early adopters of AI, with early use cases being focused on chat bots, RPA, as well as fraud and risk management. However whilst, according to McKinsey, 60% of firms have at least one AI capab...

/retail /cloud Artificial Intelligence and Financial Services

Matthew Williamson

Matthew Williamson Vice President of Global Financial Services at Mobiquity

The bank of the future

COVID-19 and the rise of digital banking With social distancing guidelines still in place to reduce the transmission rate of COVID-19, many consumers have replaced visits to bank branches with digital banking solutions. Research by Finder shows that nearly a quarter (23%) of Britons opened an account with a digital-only bank this year. Even though...

/retail Fintech

Roel Jansen

Roel Jansen SaaS Solutions Marketing at Temenos

The Core Banking Transition Path Is Being Paved

The transition to next generation applications for core banking is a significant challenge for any incumbent bank. Globally banks spend millions of dollars annually on maintaining their core banking landscape. Largely, these systems are based on technology from the pre-internet era, not seldomly written in historic code languages like Cobol. Stil...

/retail /cloud Fintech

Retired Member

Retired Member 

Are challenger banks challenging banking?

No longer new entities in the banking space, challenger and neo banks are now acquiring significant market share in the banking world. In fact, the Compound Annual Growth Rate (CAGR) of these banking sectors currently stands at 46.5% - a not so insignificant portion of the market. And with this set to increase further – to over $394m by 2026, no l...

/payments /retail Fintech

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Public-private not-for-profit network for verified data needed in all countries

Why, how and what described in the somewhat busy picture below. It works well as animated and walked through. But I will try with some brief points here: Why? The goal is to remove friction from the economy. Friction caused by paper, not real-time, lack of trust in counterparts and data, unstandardized data, need to search for data from many source...

/retail /identity Blockchain in Banking and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Churchill already knew

"It is a mistake to look too far ahead. Only one link in the chain of destiny can be handled at a time." Winston Churchill. So much time is used for describing the splendid future with Artificial Intelligence that there is not enough time to tell the man on the street what can and should be taken into use already today - and are necessary...

/payments /retail Disruption in Retail Banking

Retired Member

Retired Member 

Accelerating bank and fintech collaboration through app partnerships

Consumers today expect convenience, personalization and choice from their financial service providers. As a result, financial institutions are under increased pressure to evolve and keep up with changing customer expectations. The World Fintech Report 2020 from Capgemini and EFMA revealed that 50% of consumers now say their financial services prov...

/retail /cloud Banking Strategy, Digital and Transformation

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

What does it really mean to be a challenger bank?

… and why does it matter to incumbents. Challenger banks are the world’s hottest start-up. Banking Tech suggests there are 102 challenger banks in the U.K. alone, three of which have achieved the “unicorn” status of being valued at over USD $1 billion. So, what’s all the fuss about? In this blog we go behind the scenes to better understand what ...

/retail /startups Banking Strategy, Digital and Transformation

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Russian style: fintech vs bigtech

As a person who is from a Central Asian country which is in close relation with Russia I have always used some kind of Russian made IT product. This applies to fintech products too, for example, among others Yandex.Money is one of the finance apps I use in my everyday life. Until recently Yandex and Sberbank another Russian company were closely coo...

/payments /retail Banking Strategy, Digital and Transformation

Amber Marquardt

Amber Marquardt Head of Global Retail Banking - Solution Marketing at Oracle

Five Reasons to Move Your Customer Communication to the Cloud Today

Faster. Easier. Cost-effective. Impactful. These are the goals of every financial institution as it manages its burgeoning customer communication requirements. Instead, firms are mired in communication complexity, whether presenting customers with a new offer, delivering monthly statements, or serving up time-sensitive, event-driven information. ...

/retail Banking Strategy, Digital and Transformation

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