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A Finextra Member

Omni-channel banking addresses customer promiscuity

It's no surprise that trust in the banking system is at a low point. In fact, according to the 2013 Capgemini world banking report, between 2006 and 2013 there has been a 50 per cent increase in the ...

02 Dec 2014
A Finextra Member

New Ways to Make Day-to-Day Retail Banking Pay

It is becoming harder and harder to make ‘basic retail banking’ pay. Restrictions on the cross-sale of premium products have closed routes to incremental sales. Meanwhile, moves by the European Parl...

28 Nov 2014
A Finextra Member

Is cloud the key to cost control and agility?

Cloud and cost control. It fits like a glove, doesn't it? I read with interest in the Ovum report, "The Critical Role for Cloud in the Transformation of Retail Banks", that there has been a...

25 Nov 2014
A Finextra Member

A murmuration of bankers is gathering!

It was with great interest that I read the article last week about the plans to launch a new bank called Starling when Anne Boden, former AIB COO, announced her plans for the new digital bank. Along ...

25 Nov 2014
A Finextra Member

Challenger Banks Throw Down Gauntlet to Big Four

The emergence of a host of new players in the UK retail banking market is giving the traditional powerhouses food for thought. According to the Office of Fair Trading, the big four banks - HSBC, Royal...

19 Nov 2014
A Finextra Member

Is cloud the new 'business as usual' in retail banks?

It seems you can't get away from the cloud and all the hype that surrounds it. I was browsing through the Ovum report "The Critical Role for Cloud in the Transformation of Retail Banks", wh...

18 Nov 2014
Max Excell

Coming soon to a retailer near you - Bitcoin

As you may have already seen, Global payments company NCR has announced that one of its merchant point-of-sale (POS) systems will soon offer Bitcoin support. Merchants have shown an increasing appeti...

12 Nov 2014
David Gibbard

OmniChannel Flaw Why Bi-Direction Channel Banking is Next

Just when you thought you had the evolution of banking channels figured out I am here to explain the flaw in the latest evolution of banking channels; omni-channel banking. The progression of banking...

29 Oct 2014
A Finextra Member

Will Mobile Wallets make UAE cashless?

Earlier this year the United Arab Emirates Banks Federation - incorporating the leading banks of the country - announced the launch of a Mobile Wallet project. The project is part of the UAE’s Smart ...

26 Oct 2014
A Finextra Member

Apple Pay and the new POSsibilities for Merchants

Over recent years, agile new players have entered the in-store payments space, bringing new innovations that offer merchants more competitive, advanced solutions. For example, terminal providers are r...

22 Oct 2014
A Finextra Member

A novel way of splitting the bill: going Dutch

"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting pro...

20 Oct 2014
Future Finance
Arnab Sengupta

Branchless Banking: Unavoidable reality or myth?

Introduction: Branchless Banking has been the buzzword for quite some time and many analysts are predicting the closure of a significant number of the branches over the next 5 to 15 years. For example...

18 Oct 2014

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