3856 Results from /retail
Nikunj Gundaniya Product manager at Digipay.guru
Did you know that over 60% of Africa’s adult population still lacks access to formal banking services? For millions of people, SACCOs remain the first and often the only bridge to financial inclusion. But here’s the catch: traditional SACCO systems are no longer enough to meet the rising expectations of members. And your members want speed, tran...
28 October 2025 /retail /inclusion
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Enormous investments have gone into optimizing the customer onboarding process. Fintechs have led the way in creating real-time, frictionless onboarding experiences that not only establish a customer relationship and open the necessary accounts but also handle all required KYC due diligence. For fintechs, whose survival often depended on rapid gro...
28 October 2025 /regulation /retail Banking Strategy, Digital and Transformation
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The stockmarket is not the economy, as the old investing cliché goes. Snippets from the Economist’s Free Exchange included here. “That is obvious enough to anyone paying attention in America this year.” President Donald Trump’s tariff fervour has dented growth - and yet the stockmarket has soared: up by nearly 15% so far this year… But does the st...
24 October 2025 /wealth /retail Transaction Banking
Travelling offers time to read — and Buttonwood’s Into Thin Air column in The Economist, reflecting on receivables risks and fraud - reminded me of questions I have asked for decades. It all started when I was a young banker listening to a Helsinki taxi owner complain that my bank offered him a more expensive car loan than the car dealer. As i
24 October 2025 /regulation /retail Financial Supply Chain
Alex Kreger Founder and CEO at UXDA Financial UX Design
In the past, banks built themselves from the inside out—and for decades, it worked. Products were developed around a sturdy core banking system and rigid business process to ensure security and trust, distributed through branch networks, and only then wrapped in a customer experience and brand veneer. But those days are over because customers and ...
21 October 2025 /retail /markets Innovation in Financial Services
This is the interoperable EUDIW. EUBWs for SMEs should follow soonest. Lissi wrote: "The Sparkassen-Finanzgruppe has officially announced its plan to become a provider of a certified EUDI Wallet, integrating it directly into their main banking app. This is a huge step forward and a powerful signal for the entire market. As the first major Ger...
18 October 2025 /retail /identity Innovation in Financial Services
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
Interbank payments ecosystem is extremely complex and involves a lot of moving parts that most of us (even those in payments), never encounter. By the end of this article you will better understand how banks communicate with one another, what do those communication channel look like and how do funds get settled depending on the channel. Definitions...
14 October 2025 /payments /retail Banking
Eric Bierry CEO at SBS
Customers expect more from banks than ever before between instant payments, personalized offerings and seamless digital experiences–putting pressure on banks to innovate quickly. To meet customers' evolving demands, banks are rethinking the technology that powers their services, from cloud infrastructure to the core banking systems that store and p...
14 October 2025 /retail Banking
Alex Malyshev CEO, Co-founder at SDK.finance, white-label FinTech Platform
White-label digital banking is rapidly maturing - and by 2026, it will no longer be viewed merely as a shortcut to market but as a core enabler of financial innovation. The numbers alone tell the story. According to various industry forecasts, the combined white-label and Banking-as-a-Service (BaaS) market is expected to reach around USD 60 b
14 October 2025 /retail
Luke Allchin Director - North America at RFI Global
As 2026 fast approaches, US households are rethinking their approach to investing. A mix of economic uncertainty, shifting attitudes toward risk, and evolving market perceptions is reshaping how everyday investors allocate their money. Data shows that this shift is fueling a surge in mutual fund investing. For financial institutions, this is more ...
14 October 2025 /wealth /retail
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