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244 Results from 2022, /retail

Nick Green

Nick Green Director at Purple Patch Broking Ltd

Credit Data Negotiations: How Fintech’s get the best prices mid-contract and at renewal

Recent changes to consumer borrowing behaviour, risk adversity and economic uncertainty have caused a major shift in the credit risk industry. And quite frankly, a much needed change! Credit Bureau contracts have simply become outdated and calls for change mean that data contracts must change to allow the procurement and credit risk teams within f...

/regulation /retail Financial Supply Chain

Retired Member

Retired Member 

How and Why Fin-Tech Banks have connected with customers so far..........

A warm welcome to my very first personal Blog as Chief Operating Officer of Moneemint. Firstly, I could not be prouder to have joined such a highly talented and ambitious team of people, fully committed to building THE most ethical and inclusive bank in the UK. Having personally made the leadership transition from one of the CMA9 (CMA9 being th...

/retail /startups Fintech

Alessandro Hatami

Alessandro Hatami Managing Partner at Pacemakers.io

Inclusive Finance Manifesto

The most effective means to achieve economic and social welfare is our ability to earn a living. Earning a fair living is inexorably linked to our access to financial services. In order to get paid or to pay someone, to protect a bit of excess earnings, to borrow to buy a home or to fund a business, we all need access to a provider of financial se...

/retail /sustainable Financial Inclusion

Retired Member

Retired Member 

What Is Banking as a Service And Why Should You Care

The financial services industry has rarely seen change as dramatic as it has in the past decade. The emergence of FinTech companies, the necessity to create smarter and more efficient technology, and the growth of innovative financial services has drastically changed the way these services are delivered. One of these financial innovations is “Bank...

/payments /retail Embedded Finance

Steve Goddard

Steve Goddard FME at Featurespace

Why we should shed the stigma of being scammed

Mental health is the latest aspect of our lives that is quite rightly being destigmatised, and next on the list should be being scammed. This isn’t a problem that only faces the old and vulnerable, this is something that can affect us all. It is estimated that in the 12 months prior to 30th September 2020 there were 4.4 million fraud offences in th...

/retail /crime Exposing Financial Crime

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

How Embedded Finance And BaaS are Transforming India

While COVID has thrown traditional banking operations in disarray but it has also established new fintechs in the financial services business. With the Central bank’s push toward digitalisation, we can safely assume that this trend will inevitably make fintech proliferate deeper into the incumbent bank’s market. Fintechs like Open, Bajaj Finan...

/retail /markets Digital Banking Trends

Andrew Beatty

Andrew Beatty Head of Wealth, Retirement & International at FIS

Green Finance Explored and Explained

ESG is both an acronym and a market mover, but what does it really stand for? In the absence of definitive standards many terms are interchanged to describe a company’s performance as a steward of nature and how it manages relationships with employees, suppliers, customers and communities. It seems there are many shades of green. This blog explores...

/retail /sustainable Banking Strategy, Digital and Transformation

Victor Zheng

Victor Zheng CEO at mx51

Banks must innovate now or they will be replaced by Big Tech

The next bank you sign up to may not be a bank at all. It could be Apple or Square, Adyen or even Stripe. If the writing isn’t on the wall already, big tech is coming after banking. What started in stealth almost a decade ago with the introduction of wallets in smartphones is now moving into payments, deposits and lending -- core banking businesse...

/payments /retail The Payments Business

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems

A Guide for Choosing OmniChannel Banking Platform

With digitisation taking over the world, people have moved to a digital-first approach. Hence, businesses have also evolved with changing customer needs. This transition has already happened in all industries, including retail banks. Retail banks have transitioned from brick and mortar and extended their presence digitally with multi-channel strate...

/retail /startups Online Banking

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Super APPs and Fintech

Over last few years, we have heard of Super Apps (Applications), and how they will be key and dominant players in the whole digital ecosystem. This is backed by efforts by leading players with mixed or limited success. We have known of success of Amazon, GoJek etc. and also many others who could not realise their efforts fully or effectively. Simp...

/people /retail Fintech innovation and startups

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