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If your organization is still investing “Months and Millions” in building customer journeys & process automation, then it is time to wake up. By the time your automation is ready, the time for the...
Introduction: In the aftermath of the 2008 financial crisis, regulators implemented Basel III to fortify the global banking system. Among its many provisions, collateral optimization emerged as a crit...
Retail investing has exploded in global popularity in recent years, with retail investors expected to account for 61% of global assets under management by 2030, up from 52% in 2021. The past few years...
In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated ...
Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behav...
12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% an
Throughout history, radical new ideas have always been the catalyst for profound change. From a technology perspective, the events that have shaped the world the most are the invention of an innovativ...
Credit and debit cards have largely replaced cash in Australia, providing customers with increased convenience and introducing purchase protections. However, card networks charge a fee for each and ev...
Navigating the ever-evolving landscape of banking trends amid fierce competition can be daunting. Recognizing the importance of staying ahead, especially as fintech disruptors reshape the industry. In...
Will the banking industry continue to evolve at an increasing rate year on year? In the 21st Century, the answer to this question seems to be inextricably linked to the progress of technology and regu...
Why banks today must think outside the core and adopt a new approach to transformation initiatives For much of the last decade, banking technology modernization has been viewed through a single prism ...
Interchange revenue constriction for card issuers and banks is likely to result from the settlement between Visa, Mastercard, and U.S. merchants reducing rates and guaranteeing no increases for at lea...