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A Finextra Member

DIGITAL BANKING Tips - Tip 29: Gamification

“GAMIFICATION” means making the services or products more enjoyable and motivating for the users. Considering the BANKING is not the most entertaining industry in the eyes of the majority, bankers sho...

05 Sep 2015
Innovation in Financial Services
A Finextra Member

Managing the rate rise and fall

The summer tends to be one of the quietest periods for moving house. School holidays and taking a vacation tends to take priority. Yet, according to Quality Conveyancing at Shulmans (QCAS), the past f...

02 Sep 2015
A Finextra Member

Banks need to be banks, not software companies

It's a while since I wrote here but I felt compelled today. First, there was a reference yesterday to the now famous quote from BBVA CEO, Francisco Gonzalez "In the future, BBVA will be a softwar...

28 Aug 2015
A Finextra Member

DIGITAL BANKING Tips - Tip 28: Video Banking

“Video Banking” is one of the hot topics in Digital Banking area for some time. Both Fintech companies and banks are so much interested in this technology to facilitate banking services above the pre-...

25 Aug 2015
Innovation in Financial Services
A Finextra Member

Payments Bank - A new era in Indian Banking

With Reserve Bank of India (RBI) giving in-principle approval to 11 entities to start Payments bank out of total 41 applications, same is being seen as a positive move by RBI towards making banking se...

20 Aug 2015
Financial Inclusion
A Finextra Member

Is Investment in Core banking Transformation Worthwhile As We Speak?

The world has been waiting with bated breath for US to open the doors for core banking transformation. Reams have been written (digitally and on papyrus) and good time spent discussing with one object...

19 Aug 2015
Transaction Banking
Konstantin Rabin

Current trust issues in banking

We are living in the times of the trust shift, while some 15 years ago people were afraid to use their credit cards for the Internet transactions, today some customers would rather hide their savings ...

18 Aug 2015
A Finextra Member

Will mobile banking take over internet banking in APAC?

Based on several discussions with many banks I had in the last 11 months in the region I found that more and more banks are interested mainly in mobile banking solutions and online banking solutions o...

17 Aug 2015
Richard Broadbent

Addressing the perennial cost of cash

As the payments space becomes increasingly digitised, we shouldn’t forget the important role that cash still plays in our society. On a global basis both the level of cash in circulation and the value...

13 Aug 2015
Duena Blomstrom

Irrational Bank Loyalty - Part 2: Banks and the Accidental Brand

Oops I guess we have a brand" - Accidental Branding The opposite of intended branding -Awareness, Identity, Advertising and PR as we discussed in Part 1- is what I call "accidental brandin...

12 Aug 2015
Ketharaman Swaminathan

When Does Correlation Equal Causation?

Data purists would rap my knuckles for asking this question and reply, "Never". On the other hand, "data sophists" who're accustomed to lying with Big Data in even more crude ways ...

11 Aug 2015
A Finextra Member

De-mystifying digital money management: 5 key elements for PFM success

Many people are confused by the resurgence of personal financial management tools, after hearing for years that digital money management (DMM) isn’t working and that customers simply do not want it. ...

10 Aug 2015

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