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4366 Results from /regulation

Paul Penrose

Paul Penrose Head of Research at Finextra

A letter to the editor

Who would want to be a bank boss? Andrew Clare from the Cass Business School, clearly thinks it worth a punt. From the letters page of the FT: Sir I know that this is not normally the forum to advertise one's qualifications in the hope of finding a new career, but hopefully you will excuse the liberty. I have no experience whatsoever in running a b...

/regulation /wholesale Whatever...

Paul Penrose

Paul Penrose Head of Research at Finextra

Bank execs pay ultimate price for wrong bet

Two bank workers who stole 45 million yuan (HK$49.93 million) to buy lottery tickets have been executed in Hebei province, according to an AFP report quoting the Xinhau News Agency. The two vault managers started taking money from the safe to play the state lottery, hoping they would eventually win back enough to replace the missing funds. Makes y...

/regulation /wholesale Whatever...

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Moved up the digital tolerance graph!

The FBI (National White Collar Crime Center - Internet Crime Complaint Center) released their latest 'Internet Crime Report' for 2007. See http://www.ic3.gov/media/annualreport/2007_IC3Report.pdf The report actually claims a reduction in the number of Internet crimes reported to the ICCC in 2007 when compared to 2006. Does this mean Internet crime ...

/security /regulation

Retired Member

Retired Member 

One in four UK firms has no disaster recovery plan

PwC research shows more than a quarter of UK companies do not have a disaster recovery plan and half of these have not been tested. 92% of companies surveyed believe that disaster recovery is "an important driver" of their IT spending, but over half haven't quite got around to planning or testing their plan regularly. Well - disaster is ...

/regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Conference on Blogs and social media

Well, Blogs and Social media have made terrific inroads into our lives. This conference promises to be interesting. Check out: http://www.icwsm.org/2008/index.shtml Shows how important these channels are going to be and how much they are likely to influence many business decisions.

/regulation

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Software scapegoats for the sub-prime situation

Fair Isaac is the technology company most damaged by the subprime crisis. In fact some banks, such as HSBC Finance, have said its ubiquitous FICO credit scoring system contributed to the problem by being "ineffective" in predicting behaviour during a period of aggressive lending and low interest rates. I don't know the FICO system well

/regulation /retail Finextra50 fintech index

Paul Penrose

Paul Penrose Head of Research at Finextra

Credit risk transfer: Where did it all go so wrong?

"A few fundamental tenets of sound financial judgment appear to have been violated." That's the typically understated view of the Bank for International Settlements, in its first official review of the havoc wreaked on the financial markets by wanton abuse of credit risk transfer instruments. The central bankers bank first reviewed the CR...

/regulation /wholesale Finexpo

Gary Wright

Gary Wright Analyst at BISS Research

Is MiFID yesterday's news?

For the last two years there has been no end of so called experts announcing how MiFID would totally change the securities market in Europe. Noticeably their message of gloom was modified as MiFID neared towards implementation and no clouds had been spotted to fulfil the MiFID soothsayers, scaremongering and trying to panic the market. After MiFID...

/regulation MiFID

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Monkeying around!

The below mentioned piece of wisdom arrived in my inbox yesterday. Appears to be one of the many profound pieces of wisdom on the subprime mess. It makes good reading; although can't decipher how to give credit to the originator of this masterpiece. ----------------------------------------------------------------------------- HOW THE CDO MARKET WO...

/regulation /retail

Jonathan Rosenne

Jonathan Rosenne Chairman at QSM Programming Ltd.

How did they obtain the PINs?

The important issue, in my mind, is how did the fraudsters obtain the ATM PIN codes.

/security /regulation

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