Join the Community

23,489
Expert opinions
41,326
Total members
341
New members (last 30 days)
174
New opinions (last 30 days)
29,138
Total comments

Latest expert opinions

clear
clear

4367 Results from /regulation

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS WILL REVOLUTIONISE AND PROTECT AGAINST THE MISSELLING OF FINANCIAL PRODUCTS

As conversation is a more natural interface than websites, enterprise applications and mobile apps, it is inevitable that dialogue will become the most prominent and effective way of communicating between people and computers. The speed of this transition will undoubtedly be far faster than most people are expecting. Why? Dialogue is via a Convers...

/ai /regulation Futuristic Banking

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

AnaCredit - Is it One regulation or Many? A look at the impact of National variations.

It depends on who is answering that question. Really!! It is a single uniform regulation at the ECB (European Central Bank) level with clearly spelt our coverage. To ECB’s credit they have given comprehensive implementation information through the detailed AnaCredit Reporting manual, part 1, 2 and 3. The information that they expect from all the p...

/regulation Financial Services Regulation

Retired Member

Retired Member 

So that's nice and clear...

According to a few reports I read this week we should all be thankful to the European Commission for clearing up the "loophole" that existed in the current Systematic Internaliser regime. Well that's a relief – except for two small points – first they haven't and second they seem to have missed the whole point. A commission official has ...

/regulation

Retired Member

Retired Member 

Ecommerce Payments Introduces a New Regulatory Challenge in the Battle Against Money Laundering

The regulatory gap in ecommerce payments is a pressing issue. Transaction Launderers are taking full advantage of the gaps in the current regulatory regime to funnel illicit ecommerce transactions into the payments ecosystem. Without proper controls, AML efforts are threatened by the influx of billions of dollars laundered through merchant accoun...

/payments /regulation

Brie Lam

Brie Lam Regulatory Compliance Consulant at Independent

To Opt In or Not to Opt In? That’s the Question for Dealers Studying the SI Rules Under MiFID II

When ESMA announced in late 2016 that the quantitative threshold assessment under the MIFID II Systematic Internaliser (SI) regime would commence from 1st September 2018, rather than 3rd January 2018, many in the dealer community breathed a sigh of relief. This was understandable, as it bought time for those dealers likely to be assessed as SIs, b...

/regulation MiFID

Howard Berg

Howard Berg Senior V President,North and Central Europe, BPS at Gemalto DIS

Mobile banking is shifting gears with PDS2

Mobile devices are the backbone of digital transformation, enabling new innovations such as smart cities and connected cars. But they are also the backbone of disruption in the digital banking world. They can transform a bank from a distant place you go to occasionally, when you need something in particular, to a trusted partner who is always the

/regulation

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

THE NEED TO MITIGATE SOCIOECONOMIC RISKS AND NEGATIVE IMPACTS FOR ARTIFICIAL INTELLIGENCE

One of the challenges for Artificial Intelligence (AI) / Autonomous Solutions (AS) is to mitigate socioeconomic risks and negative impacts. Financial Services have already experienced unintended risks when empowering algorithms to trade without sufficient checks and balances. During the afternoon of May 6, 2010, The Dow Jones Industrial Average ...

/ai /regulation Futuristic Banking

Retired Member

Retired Member 

How are User Experience and Compliance related

This is Part 1 of our series of articles in “Digital Client Onboarding for Financial Services: Move Fast, Ask Less”. So, what does User eXperience (UX) have to do with compliance? Well, when we break it down, your new client will more than likely have their first interaction with you while researching your company or the service(s) it provides via...

/regulation Innovation in Financial Services

Retired Member

Retired Member 

Volcker rule and the recent updates

Volcker Rule is a federal regulation that restricts banks from making speculative investments with their own customers’ accounts. The rule was proposed by former US Federal Reserve Chairman Paul Volcker as part of section 619 of Dodd-Frank Wall Street Reform and Consumer Protection Act to avoid financial stability similar. The decision for taken t...

/regulation /inclusion

Retired Member

Retired Member 

RTS 28: More to compliance than meets the eye

In April of 2018 European investment firms will be required to publish their first ever disclosures about quality of trade execution, under the guidance of MiFID II's RTS 28. At first glance, one might conclude that ESMA has attempted to make the task achievable by limiting the scope of the disclosure to documenting the top five trading venues use...

/regulation MiFID

Now Hiring