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A Finextra Member

A closer look at payments in Brazil: Cracking the Coconut

Brazil’s status as one of the world’s most vibrant tiger economies is well known, but its hosting of a certain international football tournament this summer has further highlighted the region as being...

23 Sep 2014
A Finextra Member

It is not about the payment, it’s about commerce.

I recently read a very interesting article by Karen Webster regarding Apple and NFC payments, which after all was said done I came to the interesting conclusion that I believe Apple actually doesn’t g...

19 Sep 2014
A Finextra Member

Apple Pay: Considerations for banks and retailers

With the launch of Apple Pay, a question on everyone’s mind is what the impact will be for retailers and banks. For most retailers, especially those in the US, the question is whether they want to sta...

19 Sep 2014
A Finextra Member

Apple: Bringing NFC to the Mainstream

History has shown us that many people and businesses wait to see what Apple does before committing to a new technology, and we have just witnessed that with regards to mobile payments, and in particul...

19 Sep 2014
A Finextra Member

Reversing the Headwind

How to combat the business challenges that slow insurance processes, profits and customer responsiveness One of the largest challenges insurers currently face is reducing compliance risk resulting fro...

19 Sep 2014
A Finextra Member

Why we should take our hats off to Apple

With last week’s news of the iPhone 6 and Apple Watch debuting with mobile wallet capabilities, there is no doubt that Apple has given the (mobile) payments industry a shot in the arm. But in what dir...

17 Sep 2014
A Finextra Member

Faster Payments takes off for small business

Latest figures from the Payments Council show a dramatic rise in the use of Faster Payments, with volumes of spontaneous customer-initiated payments (knows as ‘Single Immediate Payments’) rocketing by...

16 Sep 2014
A Finextra Member

Card Present or Not Present?

When plastic cards become digital tokens, a strange thing happens. They become virtual. So how do you say that the Card is Present or Not Present, the legendary regulatory difference that the cards in...

12 Sep 2014
A Finextra Member

Apple Pay is here. Ka-Ching NFC POS sales? Not so fast

Yes, Apple endorsed NFC in the latest announcement. If you are thinking this is going to increase sales of NFC POS terminals, don't hold your breath. Here's why. Apple is smart enough to know that NFC...

12 Sep 2014
A Finextra Member

My thoughts on Apple Pay

So now that I’ve had a day or so to digest the recent announcement by Apple regarding “Apple Pay”, here are some of my thoughts: My first thought was: after coming late to the party, and having all ...

11 Sep 2014
Brett King

Africa, ApplePay and the iPhone 6: Resistance is futile

If you've followed my bullish ramblings on mobile payments here at Finextra, you'll know that talk of the coming ubiquitousness of mobile payments is nothing new for me: Why Square Wallet failed, and...

10 Sep 2014
Innovation in Financial Services
Ketharaman Swaminathan

Apple Puts Banks Squarely At The Center Of Mobile Payments

Like many, I’ve long held that nothing is broken with plastic cards for instore payments and made the case for mobile wallets to stick to gift, loyalty, ID and other forms of non-payment cards (see M...

10 Sep 2014

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