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It was my sister’s birthday a few days ago, and I wanted to send her some flowers as a surprise. Since we live in different cities and I have not sent flowers to anyone for ages, I had no clue where
In the world of money transfer, I am always trying to explain to startups what it would take have a better understanding on transactions data points for cross-border transfers, i.e. visibility in paym...
Traditionally banks have run Cash Management as proprietary business with little or negligible participation from other market players. It is one the biggest contributor of Current Account float and h...
When George Osborne announced that newly established challenger banks would no longer be exempt from the 8% tax that applies to the biggest banks, many of those at the helm of these new businesses wil...
Everywhere you look these days someone, somewhere, is monitoring something; CCTV on the streets, speed cameras on roads, entry and exit cameras in car parks, even your location via your Smartphone App...
Real time gross settlement (RTGS) has now become the established mechanism by which country and sometimes regional payment infrastructures enable safe settlement of high value payments between ban
In all the excitement about consumer payments innovation, are businesses being left behind? Their payments teams stuck with clunky, ill-designed user interfaces and processing times laughable by contr...
You cannot fail to notice that biometrics is having an impact everywhere! From access control systems to mobile banking and in particular it is likely to be facial recognition that will have the grea...
Recently published World Payments Report 2015 talked about the contribution of prepaid cards/wallets in Singapore’s journey towards Cashless economy. Over the period of time prepaid instruments have b...
The Asia Pacific region is a growing hub for innovation in global financial services, driven by initiatives such as Singapore's FinTech & Innovation Group (FTIG). Mobile banking and payments are g...
Capgemini Consulting and RBS recently released WPR 2015 it is quite comprehensive study of the manner in which payments industry is growing globally. Below mentioned is my takeaway (Also added a few p...
The payments world is both complex and complicated: Complex because of the many different parts that need to come together to facilitate the movement of value; and Complicated because the parts are i...