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I need to warn you right from the start. If you think that the ‘immutability’ of a blockchain is its most useful and precious feature, think again. What you may own today, in either Bitcoin, Ether or ...
The 3D Secure 1.0 framework was originally introduced to address lack of consumer authentication in legacy online environments, mainly in cases where online merchant and consumer were not engaged in f...
In nature, change is constant and inevitable. It is also fairly slow and mainly evolutionary. At the macro level, everything looks very logical, guided by the basic scientific laws of physics, chemist...
The last couple of years brought about lots of change and hope into the payments industry, especially in the area of mobile payments. ApplePay, AndroidPay and SamsungPay mobile wallets got released to...
The EMVCo Tokenization specification captures the basic services, in support of the payment authorization processing during the card not present (CNP) e-commerce and card present (CP) mobile payment ...
Recent research shows that 51% of Canadian SMBs say managing cash flow is one of their biggest challenges. Take travel expense consolidation as an example. Even as employees are given corporate travel...
For consumers who are trying to send a small amount of money from US to a relative in Pakistan, India or Mexico, it probably means queuing at a money-transfer agent, providing documents and other proo...
According to CCS Insight’s global forecast, by 2018, over 250 million smart wearable devices will be in use – 14 times more than in 2013. The shipments of smart wearable devices are expected to grow r...
Traditional payments industry wisdom states that EMV is extremely effective solution for curbing down ‘card present’ (CP) fraud, but that EMV is at the same time completely ineffective in curbing ‘car...