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When the FCA fined Equifax £11 million for its role in one of history’s largest cyber security breaches back in October last year, it was a stark reminder of the fragility of our data ecosystem. Foll...
Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early ...
Embedded finance is the fusion of technology and traditional financial services. Its innovation promises to transform accessibility to financial tools for all, and now change is needed more than ever....
In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated ...
Over the last 10 years, there has been a shift away from the outdated, annual performance review model, towards a new, flexible alternative – continuous, or agile performance management. This new ...
12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% an
We’ve seen a significant rise in inflation over the past year, leading to increasing market uncertainty and ultimately causing costs to spiral for many businesses. Meanwhile, the economy is recovering...
Real-time B2B payments are surging in popularity globally. It’s estimated that up to half of B2B payments will be made in real-time by 2025, and for good reason. But discrepancies in growth between r...
Credit and debit cards have largely replaced cash in Australia, providing customers with increased convenience and introducing purchase protections. However, card networks charge a fee for each and ev...
Navigating the ever-evolving landscape of banking trends amid fierce competition can be daunting. Recognizing the importance of staying ahead, especially as fintech disruptors reshape the industry. In...
Recent data on US credit card holders tells us that they value flexibility and control more than rewards and fee-based offers. In light of rising interest rates and debt, consumers view credit cards a...