Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Anna Kuzmina

Kenya Case Study Part II: M-PESA vs The Market

So about competition with the star of our previous article — M-PESA. There should be some, right? Safaricom is by far the largest mobile operator in Kenya, with even calls by other operators to decla...

22 Oct 2018
Fintech
Bob Lyddon

Bank of England, the main roadblock to opening up UK payments

We learned on Thursday 18th October 2018, at the launch event of Pay.uk, that any renewal of the UK's retail payments infrastructure will have to wait until after the renewal of the Bank of England's ...

21 Oct 2018
Transaction Banking
Anna Kuzmina

Kenya Case Study Part I: M-PESA story

“M-PESA”: that is a name in global fintech history that can never be erased. Not that anybody would want to. Forever it will be the perfect example of a viable financial ecosystem based on rules unth

19 Oct 2018
Fintech
Anna Kuzmina

Cashless Africa?

Guess what would be the most popular way to make payments in mobile Africa, in highly developed East Africa, in the upcoming West Africa? Don’t kid yourself, it is still cash. But the thing is that t...

17 Oct 2018
Fintech
A Finextra Member

SWIFT GPI vs Ripple Payments

Can SWIFT GPI act as a saviour to correspondent banking which is facing extinction due to disruptive Blockchain payments- RippleNet? Both systems have its pros and cons. It is up to financial institut...

17 Oct 2018
Bob Lyddon

Pay.uk, our new zaibatsu

[Sourced from the research behind Project Carlton] New Payment System Operator Ltd has just changed its name to Pay.uk Ltd, a shatteringly unoriginal name and unfortunate in that NPSO was meant to sig...

14 Oct 2018
Transaction Banking
A Finextra Member

Biometric Payments - creepy or convenient?

Biometric payments are a way to verify identity, stop fraud and make payments frictionless. However, there are still many consumers that fail to get behind biometrics due to the personal nature of bio...

12 Oct 2018
Biometrics
Marcus Bateman

Will every UK financial institution receiving payments require its own Sort Code by July 2019?

[Update 29th October 2018 - I have been asked to clarify that phase 2 of Confirmation of Payee (CoP) will include support for individual collection accounts for financial institutions without the nee

11 Oct 2018
Open Banking
Anna Kuzmina

Oh dear, cash in China!

Trips to China are routine to me, but this hot August of 2018 was something special. Never before did I have such a feeling of hopelessness and despair, as when I found myself without money, transport...

10 Oct 2018
Asia Financial Services
A Finextra Member

When Disasters Strike, Aid Agencies Need To Provide An Immediate Financial Solution

During an emergency, the government, aid agencies, and the people they help need funds immediately–not in a few days, not in a week, but right now. In situations that require immediate action, a prepa...

09 Oct 2018
Bob Lyddon

Eurozone private banks gear up to replace Eurosystem Asset Purchase Programmes

The Eurozone banking system will have to gear itself up this autumn to take over the supply of credit from the Eurosystem, as the Eurosystem’s version of QE - called Asset Purchase Programmes – is wou...

09 Oct 2018
SEPA and European Payments
Anna Kuzmina

Alipay and WeChat Pay: history and strategy

What happened in China makes now the whole world pay very close attention. First, back in 2004 when Alipay appeared on Taobao as an escrow system, slowly evolved as a seller accreditation, partnered w...

08 Oct 2018
Fintech

Now hiring