Cash Management: The change is here

Cash Management has been around since the beginning of trade and business – it is basically a simple concept – Making sure that your cash is optimally utilized and ensuring that it is at the right pla...

Transaction Banking

Crusade against cash

I have written 380 blogs in Finextra since I was invited to join in 2008. Mostly about themes like e-banking, e-invoicing, e-id, e-salary, payments, the Single Market and lately more about the data-dr...

Payments strategies 2015-2020-2030

Some blockchain predictions for 2019

2018 was a challenging year for the blockchain world. Not all my predictions were realised. But what is sure is: the hype is over. The adoption of this technology by the industry was less outspoken th...

Blockchain Observations

Blockchain in Procurement

Request for Proposal, Purchase Order, Sales Order, Advanced Shipping Notice, Bill of Lading. In blockchain a simple token is enough.

Blockchain Observations

How Technology Needs Will Differ For Different Businesses

If you own a business, you will likely have computer systems that are helping you manage all your daily operations. Some of the programs are specifically designed to handle accounting related issues, ...

Business Knowledge for IT

Using 'nudge' to boost bank loyalty campaigns

Can we leverage behavioral nudge in designing loyalty campaigns in banks? As a known fact, retaining existing customers cost almost a fifth of acquiring new ones. Quite evidently, banks are always ver...

Christmas Books: For the Entrepreneur in your life

For most people starting their own business is pretty daunting. Luckily bookstores are awash with books to guide, advise and stop you making mistakes along the way. In some ways there is too much choi...

Fintech innovation and startups

A bit earlier than expected: Revolut got banking licenced!

Two weeks ago I explained why we should not neglect the fact that Revolut will be made physically available in Belgium: they announced a country manager offices in both Antwerp and Brussels. Until la...

Banking Strategy, Digital and Transformation

The Emergence of AI In Finance and Banking Sectors

Starting from Machine Learning to Neural Networks, AI host plethora of technologies. AI is one of those terms that has hit multiple industries by storm and this time it's the banking sectors. Undeniab...

Is all data MyData?

All data is somebody's data. Not really owned - but somebody is having the often exclusive right to use it. Sometimes alone, sometimes together, sometimes the right to alter and delete it, sometimes n...

Fintech innovation and startups

Strengthening Financial Security with Biometrics

Technology is evolving faster than ever, sprouting new business models and paving the way for the rise of fintech companies like Robinhood, PayPal and Coinbase. In addition to disruptions to traditi

Biometrics

Cash use prior to the 23rd century

Natalie Ceeney’s recently published UK Access to Cash review asks us to consider the implications of a society where physical cash doesn’t exist. It got me thinking of a video clip I used to open a re...

Financial Supply Chain