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A noted historian once observed that history is nothing but the unfolding of miscalculation. If this is true, then the Indian Prime Minister Narendra Modi made history on November 8th when he ordere
Most of the lower or middle income group families in India has only one member earning for the family, but almost everyone in the family has a role to spend for various expenses. This case is more rel...
Don't know your APR from your EAR? Well maybe it's time for a human-friendly explanation of all the lending acronyms which, I reckoned, would only take a few minutes to write. It has taken 3 days to m...
Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and...
Today the Chancellor of the Exchequer Philip Hammond announced the Autumn Statement 2016. “I want to tackle the long lasting problem of fastest growing start up tech firms being snapped up by bigger c...
The short to medium term lending market is diverse, comprising customers entering the credit market for the first time as well as those re-entering. The first-timers often include students or migran...
A study by Barclays on financial wellbeing in the workplace found that almost half of us (46%) worry about money and for one in five it affects our sleep and our performance at work. Clearly our perso...
Today it is another significant milestone for the UK FinTech ecosystem as the Financial Conduct Authority (FCA) signed the Co-operation Agreement with the People's Bank of China. The purpose of this ...
Fintech is at a crossroads. On one hand, you have large traditional banks and a financial services industry with annual revenues of $5trillion; on the other, exciting young fintech firms looking to sh...
There are huge, untapped banking opportunities in Africa and banks in the region need to step up to succeed. Retail banking in Africa is far from straightforward. As the world’s second largest and sec...
This document is intended towards Banks, Financial Regulatory Authority and the Information technology organizations, who are working towards the innovative solution providing for the financial ecosys...
London has earned its title “Global Fintech City”, boasting a strong financial centre for successful tech-startups in the UK and a key regulator of the global fintech community. Brexit is hot news in ...