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Blogs
Steve Haley

A Vision for Low-cost Cross Border Payments

Note: This post was drafted in collaboration with Mojaloop Community members. There is a global effort to reduce cross-border remittance costs to no more than 5% for any corridor and no more than 3% f...

24 Oct 2023
Financial Inclusion
David Hensley

Norway

As with the rest of the world the number of cash payments has been declining in Norway for many years, what is interesting is that for such a low cash use (currently less than 3% of all payments) ther...

24 Oct 2023
Shiv Nanda

Funded Trading Plus: A Path to Financial Success

In today's fast-paced world, where financial independence is a dream shared by many, funded trading programs have emerged as a beacon of hope. They offer aspiring traders the opportunity to access sub...

18 Oct 2023
Finance 2.0
Joris Lochy

Saving 2.0: Breaking Free from Tradition

In Belgium, the traditional savings account remains highly popular, boasting a total deposit of over 300 billion EUR. With approximately 11.5 million inhabitants, this averages to about 25,000 EUR per...

17 Oct 2023
Digital Banking, Mortgages and Savings
Tim Hong

What the End of Student Loan Forbearance Means for Consumer Debt in 2023 and Beyond

The three-plus year forbearance period on federal student loan payments brought on by the CARES Act ― passed by Congress in March 2020 in response to the COVID-19 pandemic ― has come to an end on Octo...

17 Oct 2023
Personal Finance
A Finextra Member

How Blockchain is Driving Financial Inclusion

Financial transactions could soon be as straightforward as sending a text, thanks to the transformative power of blockchain technology. Both industry insiders and regulatory bodies are keenly explorin...

17 Oct 2023
Cryptocurrency Insights
Janine Grainger

The NFT revolution: worthless fad or Web3's future?

In March 2021, crypto entrepreneur Sina Estavi made headlines globally when he spent $2.9m on a non-fungible token (NFT) of the first tweet from the former Twitter boss Jack Dorsey. Fast forward to 20...

16 Oct 2023
Janine Grainger

How crypto rebels are thriving on the edge of the market abyss

The catch cry of innovation is: rise when the market falls. Smart crypto companies are using what some have called Bitcoin’s “longest bear market” in history to implement a two-speed approach to produ...

11 Oct 2023
Sergei Artimenia

Understanding the Role of PSD Agents in the Payment Services Directive

In this post I will explore the world of Payment Services Directives (PSD), where PSD agents are the unsung heroes, diligently working behind the scenes to ensure smooth transactions. If you've ever w...

09 Oct 2023
Financial Inclusion
Abhinav Paliwal

New Era of Neo Banking in Africa

In recent years, the expansion of neo-banking in Africa has seen substantial growth and development. There are presently over 450 digital banks in operation throughout the world, and their number and ...

09 Oct 2023
Finextra site news
Rajat Deshpande

AI Lending: Unleashing the power of data

AI has arrived in our lives — whether you like it or not. We are all knowingly or unknowingly participants in a real-life version of Turing’s imitation game — machine intelligence that is indistinguis...

03 Oct 2023
Artificial Intelligence and Financial Services
Naina Rajgopalan

Exploring the Various Types of Recurring Deposits

Recurring deposits, often abbreviated as RDs, have long been a preferred choice among individuals seeking a secure and systematic way to save and grow their money. These savings instruments offer a di...

03 Oct 2023
Personal Finance

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