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A whopping two billion people don't have access to any formal financial service. To put that in perspective, that’s twice the number of people who don’t have cell phones. Fintech represents a huge opp...
To nobody’s surprise the exciting predictions for the world of crowdfunding in 2015 were not entirely wrong. In fact, most of them were entirely right. So have an early Christmas present, wonderful fo...
Looking ahead to 2016, it’s clear there are going to be new KYC rules drafted or implemented around the world. These new rules will require banks and investment managers to challenge the way they cond...
Recent figures from the Bank of England seem to indicate that we are heading for a fresh household debt crisis in the UK. People are borrowing at the fastest rate in almost a decade as confidence in t...
As new know your customer (KYC) rules are being implemented by countries around the world, banks and investment management companies are beginning to realize the scale of the challenge around managing...
I was asked to explain how this new court case would affect the market and WHY it has shocked the HFT companies who thought they had conquered the exchanges supervision depts ! MICHAEL COSCIA's CONVI...
Why was he allowed to cheat ? Why did exchanges fail to suspend these trades ? Finally after years of complaining we have a result ! Bank robbers and murderers always plead innocent until found g...
I had many a times thought before on why Banks create entry barriers to customers like Minimum balance, minimum income limit etc., etc., Who will then support all the aspirations people who are below ...
Why do you need an alternative? Current model is unable to serve a large base of potential consumers Existing model is costly and unaffordable In case of lending (specifically small value lending) t...
Customer service experience is highly prone to disruption today. Disruptive technologies today have taught banks to be on the lookout for new entrants that offer better substitutes to their products, ...
Prashant a friend (Working as a branch manager @ Pvt Sector bank) from Bhopal called up few days back and had a straight question “What are the opportunities for a banker in Payments Bank?” Below ment...
Regulatory Challenges for Financial Institutions Banks are facing an increasing amount of regulatory challenges. Rules around know your customer (KYC) are particularly receiving increased attention,...