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Jayanth Jagadeesh

Biometric Credit Cards. Innovative? Yes, raises a few questions though.

Did you see this news? NatWest to trial biometric credit card NatWest is to begin a three-month trial of biometric fingerprint credit cards with 150 customers. The biometric credit cards will offer co...

11 Oct 2019
Konstantin Rabin

Fintech implementation in Macau helped decrease STRs

Macau is one of the largest gaming havens in the world thanks to its close proximity to mainland China, where it gets millions of visitors every year from. The bridge that connects the administrative ...

10 Oct 2019
Rafael Lourenco

How fraud prevention is costing e-commerce businesses millions - and customer satisfaction

According to a new report by Aite Group, merchant losses to e-commerce fraud are projected to grow to $6.4 billion by 2021. Fraud is a persistent and increasingly sophisticated threat to retailer pro...

10 Oct 2019
Jayanth Jagadeesh

Digital Payments - India embarking on another bold move..

Indian banking ecosystem has over 920 Million debit cards in circulation. That is almost 20 times as many active credit cards in the country. In spite of the great number of cards in circulation, our

23 Sep 2019
Bigger than Technology
Bernd Richter

European Mobile Payments - the next chapter?

Yet another run on mobile payments in Europe - or really the next chapter to build a realistic and successful counterbalance to Apple, Google, Samsung, Visa, Mastercard and alike? An newly created a...

03 Sep 2019
SEPA and European Payments
Rik Coeckelbergs

How a traditional mercado transforms the payments experience in Mechelen

For those who don’t know Mechelen: this is my home town. It is a small city in Belgium, right in between Brussels and Antwerp. These days, its colourful history makes of Mechelen a hotspot for tourist...

04 Jul 2019
Payments strategies 2015-2020-2030
Patrick Bermingham

APMs for B2B payments...Buzzword or next big thing?

Despite delivering convenience, speed and a better user experience in the consumer payments market, alternative payment methods (APMs) feature less prominently in the world of B2B transactions. It’s h...

01 Jul 2019
Payments strategies 2015-2020-2030
Ron Delnevo

The Cost of Cash......

I was very disappointed to see in the recent UK Access to Cash Review the headlined assertion that “cash is expensive”. Even if the figure of £5 Billion quoted in the Review as being the annual cost o...

29 Apr 2019
Financial Inclusion
Keith Stanton

Card Fraud in Europe - it's still increasing

In September last year – the ECB produced its first report on Card Fraud since 2015. It is unusual to see a public report that covers all of Europe and there are some interesting viewpoints to be take...

17 Mar 2019
Financial Risk Management
Ketharaman Swaminathan

Winners Don't Let Security Screw Up User Experience

Like me, you may have come across people who appear obsessed with security but happily book cabs, order food, and even make payments on their mobile phones without entering a single password / PIN. T...

13 Mar 2019
Anna Kuzmina

Greek salad recipe: how to change people habits in 3 years

Let’s make a Greek salad: first throw in the heavy financial crisis with culmination in 2015, then add the cruel limit of 60 euros per day per card to take the cash out of ATMs, cut the possibility f

11 Mar 2019
Banking Strategy, Digital and Transformation
Rik Coeckelbergs

15 years to rediscuss the gentlemen’s agreement on 24 free cash withdrawals

By Rik Coeckelbergs Dear journalists, dear Test Aankoop, dear politicians, Last weeks there were 2 news items worth discussing: Belfius has its API marketplace made public. This is a huge step in the...

18 Feb 2019
Banking Strategy, Digital and Transformation