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Bo Harald

Crusade against cash

I have written 380 blogs in Finextra since I was invited to join in 2008. Mostly about themes like e-banking, e-invoicing, e-id, e-salary, payments, the Single Market and lately more about the data-dr...

29 Dec 2018
Payments strategies 2015-2020-2030
Anna Kuzmina

Curious case of los Chilenos

I was in Chile two years ago, and some things have changed there by then, but not many. This is still a quite cash-dependant country with mundane issues over internet traffic pricing. Taxi that is ta

10 Dec 2018
Allen Elson

Modernizing The Gift Card: Take Your Incentives To The Next Level

Gift cards continue to play an extremely important role in incentive marketing. Last year alone, the North American corporate market spent over $80 billion on incentives – including merchandise, exper...

05 Dec 2018
Payments strategies 2015-2020-2030
Rik Coeckelbergs

5 Myths of contactless payments security

As a result of my blog a few weeks ago, I had the honor to talk to a group of journalists about the myths that still exist on contactless cards and mobile payment technologies. The goal was to debunk ...

01 Dec 2018
Innovation in Financial Services
Rik Coeckelbergs

The war on cash in Belgium and The Netherlands: a state of play on contactless mobile payments

The last few weeks we, payments experts, were excited with news from banks and their contactless innovations, in an urge to promote electronic payments: on October 16, KBC Bank announced its sup

08 Nov 2018
Innovation in Financial Services
James Tomaney

Payment outages don’t have to keep happening. Here’s why.

Over the last 12-months, several high-profile FinTechs and challenger banks have experienced multiple outages for cards processing, leading to reputational damage, anxious tweets, irritated customers...

31 Oct 2018
Fintech innovation and startups
Patrick Bermingham

The gateway that opens new business for ISVs

Using an API-led integrated digital payments gateway brings new opportunities for Independent Software Vendors (ISVs) to capitalise on emerging business models and add value to existing clients. In to...

28 Aug 2018
Payments strategies 2015-2020-2030
Ketharaman Swaminathan

Technology Platform - Go Wide Or Go Deep?

We come across the “Go Wide or Go Deep?” question regularly in our outsourced product management engagements. (Should the term “outsourced product management” intrigue you, see Who The Heck Outsources...

13 Aug 2018
Bo Harald

Demise of cash continuing in Finland

A population of 5,5m (and some tourists) produced the following ATM volumes: Million times/billion €s: 2014: 145,1 million times/14,4billion € 2015: 137,1m/13,9bn 2016: 124,3m/13,0bn 2017: NA yet m/12...

29 Jul 2018
Payments strategies 2015-2020-2030
Bob Lyddon

Research phase of Project Carlton, new UK payment services design

Two weeks ago, in a blog here on Finextra, we stated that our company had obtained initial funding and support for a project to design a new suite of UK payment services, to set against those being im...

20 Jul 2018
Transaction Banking
Rune Sørensen

Why the Nordic Banks Outsource Card Processing

The Nordic countries constitute the most advanced and digitally ready payment market in Europe, and one of the most advanced in the world[1]. The penetration of card, contactless card and mobile paym...

16 Jul 2018
Innovation in Financial Services
Bob Lyddon

Visa outage in Europe: letter to Charlotte Hogg from the UK's Treasury Select Committee

This letter is now public on the website, under /documents/commons-committees/treasury/Correspondence/2017-19/ This file name is visa-charlotte-hogg-040618.pdf Some tough questions t...

06 Jun 2018
Transaction Banking