Instigate change. Start a new collaborative Blog Group

Create group
Martin Gloor

Strategies to implement EMV on Terminals

The EMV liability shift in the U.S.A is getting closer so I would like to share some basic strategies on how to implement EMV on POS terminals. While EMV has been a key component for terminals in Eur...

23 Dec 2014
Retired Member

The Festive Financial Crunch

Christmas is almost upon us – a time for festive frivolity, laughter and fun. Or is it? New research from the Debt Advisory Centre (DAC), shows that 19% of people cannot afford the cost of Christmas a...

17 Dec 2014
Paul Love

Good Old Days of Chip and PIN Vs. The Wild West of FinTech

At the Connecting Payments conference on Wednesday we celebrated 10 years since the successful roll out of Chip & PIN in the UK. This was the largest coordinated shift in consumer payment behaviou...

12 Dec 2014
Innovation in Financial Services
James Tomaney

The Future Of Cards Payments Systems

To me, there are 4 pillars that together form the foundation of any future state for payment systems. Consumers, Environment, Governance, and lastly (yes lastly) Technology. As an industry, we tend ...

08 Dec 2014
Paul Underwood

The Technology of Financial Inclusion in Africa

With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that inhab...

02 Dec 2014
Pat Carroll

Chip and Signature, a Paradise Lost

By now, most participants in the US payments industry are finally about to realize that the day of the mag stripe is doomed and that EMV, the secure payment card technology rolled out in Europe nearly...

28 Oct 2014
Disruption in Retail Banking
Ketharaman Swaminathan

Fate Of Predictive Analytics After Obama Credit Card Decline

President Barack Obama’s credit card got declined in a New York restaurant. The likely reason, to quote Obama himself, was “…I guess I don’t use it enough, so they thought there was some fraud going ...

19 Oct 2014
Lu Zurawski

What I talk about when I talk about running

Dodging the rains, I have just returned home after a run. I prefer to cycle but a run was a necessary and efficient way of re-balancing the calorific excesses of the previous day. As one of the kids h...

10 Oct 2014
Ben Poole

World Retail Congress 2014: The Future Is Now!

The first morning of World Retail Congress 2014 in Paris featured a one-on-one interview conducted by the event’s founder and chairman, Ian McGarrigle, with Anne Cairns, president, International Marke...

29 Sep 2014
Retired Member

Putting your pounds with your post

The Post Office’s foray into financial services is picking up pace. Building on the success of the Travel Money Card, it launched the Post Office Money Card - a prepaid MasterCard with support from Ra...

23 Sep 2014
Jane Adams

Security versus convenience - am I never satisfied?

One of the biggest aggravations involved in dealing with banks and credit card issuers is their security checking process when you contact their call centre. Questions, questions, so many questions. S...

23 Sep 2014
Ketharaman Swaminathan

Apple Puts Banks Squarely At The Center Of Mobile Payments

Like many, I’ve long held that nothing is broken with plastic cards for instore payments and made the case for mobile wallets to stick to gift, loyalty, ID and other forms of non-payment cards (see M...

10 Sep 2014