Research/analysis

1392 articles tagged with this keyword

/security

'123456' still most popular password

Millions of people around the world are leaving themselves vulnerable to hackers by choosing weak passwords, with one in every 142 picking '123456', according to an analysis of breached credentials.

/sustainable

ABN Amro imagines the Triple-A bank of the future with Climate Safe Lending network

A group of financial services companies have collaborated to detail what a bank of a zero-carbon world must look like, which they describe as the “triple-A bank of the future”.

/startups

Defining fintech to better understand the changing ecosystem under Covid-19

When discussing the amorphous nature of fintech, Tania Ziegler, the CCAF’s Global Benchmarking lead was struck by how ‘fintech’ is increasingly used as an all-encompassing term, describing a diverse range of organisations that all have financial technology at the centre of their operations and agenda.

/crypto

BIS says CBDCs deserve consideration

Central bank digital currencies (CBDCs) "deserve consideration" as an additional means of payment, says a report from the Bank for International Settlements (BIS).

/wholesale

Covid-19 remote working leads to more productive tech teams - survey

Financial services technology teams have increased their productivity while working from home during the Covid-19 lockdown, largely because they have fewer interruptions, suggests a new survey from Digiterre.

/security

How does society perceive the hacker in 2020?

As the methods of cyber criminals evolve, so will their motives. With this in mind, we may see a change in the way society perceives the hacker as they embrace new aims beyond simple financial gain.

/payments

Brits go weeks without using cash during Covid-19 lockdown

Brits have gone an average of 44 days without using cash as they ditch notes and coins for contactless payments during the Covid-19 pandemic, according to a survey from Nationwide Building Society.

/payments

More than half of UK payments in 2019 made by card

More than half of all payments in the UK were made by card last year as cash usage fell sharply, industry figures show.

/startups

West Midlands has big fintech opportunity

The West Midlands has the potential to become a major UK fintech hub if it takes an integrated approach to maximising its advantages, according to a report.

/retail

Challengers beat incumbents on account opening experience

Many of the UK's leading high street banks have fallen behind their upstart digital rivals when it comes to making it easy and fast to open an account, suggests a review of 12 players' user experience.

/retail

Fintech is an opportunity, not a threat - Hong Kong's banks

As they face up to competition from a slew of new 'virtual banks', Hong Kong's traditional lenders are broadly optimistic about their future in the fintech era.

/crypto

Is it time to believe the blockchain hype?

Finextra Research has collaborated with Deloitte's Richard Walker, HSBC's Mark Williamson and Ciaron Roddy and BBVA's Francisco Maroto amongst others and to produce a detailed report on the future of blockchain technology in financial services: Where is the industry now? Where could it go? How do we get there?

/retail

Fintech revenues to hit $500bn by 2030 - UBS

The global fintech industry is at an inflection point, with revenues set to grow from $150 billion in 2018 to $500 billion in 2030, according to research from UBS.

/crypto

Malfunctioning stablecoins could hit financial stability - ECB paper

If a stablecoin, such as Libra, reaches a global scale, any malfunctioning could pose a risk to financial stability, warns a European Central Bank paper.

/retail

FS workers want employers to do more to help them work from home

As banks consider shrinking their real estate permanently in the wake of the Covid-19 pandemic, a survey of British financial services workers shows that two thirds believe that their company should be doing more to help them work productively from home.

/sustainable

Basel Committee takes climate-related risk stocktake

Many national regulators are already undertaking regulatory and supervisory initiatives on climate-related financial risks, according to a BIS report, although most have not yet factored the mitigation of such risks into the prudential capital framework.

/payments

Covid-19 spurs contactless payments takeup - Mastercard

As shoppers around the world adjust to social distancing measures, more than three quarters are now using contactless payments, according to a Mastercard study covering 19 countries.

/payments

UK cash withdrawals plummet 60% during Covid-19 lockdown

The Covid-19 pandemic is radically changing cash usage in the UK, with ATM withdrawals falling 60% during the lockdown and three quarters of Brits reporting that their use of paper money is down.

/retail

Covid-19: fintech funding already contracting - Forrester

Fintech funding contracted in the first quarter of 2020 as the Covid-19 fallout began to hit late on, according to a Forrester report that warns that many firms will bite the dust as the crisis really kicks in.

/startups

Lending startups vulnerable to Covid-19 slowdown - report

While some parts of the European fintech scene, such as lending, are vulnerable to the economic fallout of the Covid-19 pandemic, others, including payments, have a tough but defensible position, says a new report.