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Mobile money machines

Mobile money machines

Source: Federal Reserve Bank of Kansas City

Terri Bradford and Fumiko Hayashi of the Federal Resrve Bank of Kansas City review the mobile payments landscape in Japan and South Korea and discusses developments in the United States.

In Japan, market adoption of mobile payments has been led by non-banks, whereas in Sotuh Korea collaboration between financial institutions and mobile carriers was critical to uptake. Thus far in the United States, several combinations of stakeholders have partnered to pilot mobile payments. Which partnership model will likely prevail remains to be seen.

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