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Failure to thrive

Failure to thrive

Source: Federal Resevre Bank of Kansas City

The shakeout of Internet-only banks was not at all an isolated phenomenon, but part of a broader picture of the dot-com boom/bust cycle.

Online banking has become an integral part of everyday life. But many of the pioneering stand-alone banks that helped create this market have failed to thrive.

Zhu Wang, an economist with the Kansas City Federal Reserve explores the dot com banking shakeout and the ultimate triumph of the multi-channel incumbents.

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