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Cashing in

Cashing in

Source: Carol Clark, Federal Reserve Bank of Chicago

Carol Clark, a payments research manager at the Federal Reserve Bank of Chicago, analyses the critical factors that help determine the success or failure of e-purse programmes.

Clark surveys the theoretical framework of previous smart card studies, provides an overview of the payments environment in Hong Kong and the United States, and analyses six e-purse programmes in these two regions and the factors that contributed to their success or failure.

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