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Australian payments trends

Australian payments trends

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The Federal Reserve Bank of Australia surveys the shifting payments landscape and assesses the implications for consumers and providers of a move from paper-based to electronic transactions.

In Australia as in other developed nations, paper instruments such as cheques have been replaced to a significant extent by more efficient electronic alternatives, while the Internet has begun to change the way consumers conduct their banking and payments activities.
This article focuses on recent trends in retail payments – those payment instruments used predominantly by consumers, businesses and governments for non-financial transactions.
In addition, the article describes and analyses a new, wider set of monthly retail payment statistics.

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