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Smart cards and the retail payments infrastructure: status, drivers and directions

Smart cards and the retail payments infrastructure: status, drivers and directions

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This white paper was developed by the Smart Card Alliance to describe the current state of the smart card payments infrastructure in the United States.

The paper provides answers to commonly asked questions about the use of smart cards for payment applications, such as:
•What is the current status of the efforts to deploy smart cards for retail payments?
•What are the critical components of the smart card payments infrastructure in the United States?
•How do smart cards work when they are used for payment at a physical or Internet retailer?
•What authentication support is available for Internet smart card use?
•What issues do retailers consider key to decisions about new technology investments?
•What key markets and applications are expected to drive smart card usage and acceptance in the US in the near future?
•What are the critical barriers to smart card acceptance by merchants and what are industry participants doing to remove these barriers?

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