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The e-money mandate

The e-money mandate

Source: European Central Bank

Phoebus Athanassiou and Natalia Mas-Guix of the European Central Bank explore current trends, regulatory issues and future prospects for electronic money institutions.

The paper examines the state of play in the e-money market and asks how the e-money Directives might be amended to combat perceived failings in the regulatory regime and contribute to the development of e-commerce within the European Union. The paper also examines the e-money market’s expansion up until now and its future growth prospects.

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