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I don't see why folks are surprised to see Apple asking for Analytics data. if I were to build a service similar to ApplePay, I would like to know all the details they are asking for to improve and promote my offerings to other players. Since Apple is taking the high stand of customer privacy here, they will need to somhow get the service volumes for various reasons mentioned above.

The V/MC token issue charge seems like a revenue opp. for the card networks. I am assuming its cheaper for banks for pay for tokenization to be added in the wallet vs. issuing and mailing a new plastic card in the event of theft/loss.