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London

Member since

2011

Jayakumar Venkataraman

Sr Principal at Infosys Ltd

Message Posts: 0 Comments: 10

Jayakumar is Commenting on

BBVA launches Open API marketplace

This is a welcome move and by being proactive the bank can hopefully be in control of the position it finds itself in with their customers than being passive and being relegated by the fintechs and other banks

25 May 2017 Reply Read article

The fintech mirage is losing its shine

While not dismissing the role of the FinTech firms and the opportunity available to upset the established banks, it must be worth assessing if such a threat can be really possible? When the FinTechs do become big enough to matter, they will attract the regulatory attention and that will weigh / slow them down much as it does the players in the Financial services industry. In order to be truly pathbreaking the FinTechs must play in the not very attractive world of the infrastructure and create truly alternative infrastructure. Riding on the current infrastructure can be limiting in terms of the variety of use cases or in terms of tru and sustainable differentiation that can be offered by the Fintechs.

17 May 2016 Reply Read article

CBA to test Ripple for intra-bank transfers

A journey of Thousand miles begins with a single step... this is a big win for Ripple

27 May 2015 Reply Read article

Swift bids to drive ISO20022 harmonisation

Single harmonised standard is no virtue in itself (view Inflexibility / straitjacket) and multiple standards is not a vice (flexibility)... Is this a lot of time and expense spent chasing the impossible.. should we focussing on how one can support easy implementation despite multiple variants...

21 May 2015 Reply Read article