Killian Clifford

Killian Clifford

Consultant at Mobile Money Consulting
Message Message me Posts: 19 Comments: 14
Bio Mobile money consultant based in London specialising in emerging markets Career History Mobile Money Banking

Blogs

 

Final PSD2 SCA & CSC RTS released - Initial Comments

23 Feb 2017

Final draft released earlier today of PSD2 RTS on SCA and CSC. It is still a 'draft' as it could yet be amended by the European Parliament, but failing that it will be transposed to national law late 2018 or possible early the following year. Notable amendments (including those flagged earlier in the week): SCA limit raised to 30 euro. Cumulativ...

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PSD2, CMA and OBWG - UK Open Banking today

28 Sep 2016

Irrespective of Brexit the UK will be getting an interoperable and innovative implementation of PSD2 With the memory of summer fading fast it is worth taking stock of what has happened within UK open banking during that time. In the depths of the holidays we had the release of the CMA’s investigation into the retail banking market and the EBA’s ...

 

FOR UK FINTECH, PSD2 MAY HAVE TO WAIT

13 Jul 2016

The Brexit vote was not good news for UK fintech. As ‘Project Fear’ has fast become ‘Project Facts’ many will be now wondering how to navigate the political, regulatory and strategic minefield that the vote has laid. Strategic decisions on funding, expansion and hiring are on hold for now. One open question the vote has raised is whether the strat...

 

PSD2 - FUTURE BUSINESS MODELS AND STRATEGIES FOR BANKS

07 Apr 2016

**Many of the sessions at this years Money20/20 were about Fintech and Banking collaboration. Here's our take on how this is likely to look in the run up to PSD2 coming into effect** The PSD2 requirements have been absorbed, timelines understood and API transformation programs been kicked-off. So, what next? With a deluge of regulations that thr...

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