Frictionless Payments

Why banks should consider a Digital First approach

18 Aug 2021

By now everyone should be aware of Digital First banking. Its ability to enable both physical and digital card issuance, real-time card management or secure, straightforward free online payments, showcases the countless benefits consumers are enjoying on a daily basis. These digital features are delivering the cornerstone of modern banking – conve...

Data sharing

Banking data – who owns it?

19 May 2021

Banks have long been the custodians of our financial assets – our money, credentials, and our data – and the heart of our society. However, as digitisation has developed, so has the realisation of the importance of data’s value in enabling new services; from the latest Netflix suggestions based on our viewing history or emails on the latest trends...

Banking Strategy, Digital and Transformation

Why banks can be the driving force behind digital identity schemes

04 Dec 2018

The first internet protocol, invented back in the 1960s, only allowed machines to talk to each other and could not enable the secure identification of the person using them. This was not a problem for the first generation of internet users, who trusted the website they were on. But as the number of organisations offering services online increased,...

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Biometric Payment Cards: The Next Payment Revolution

12 Nov 2018

Over the last 20 years, biometric technology has permeated our everyday lives whether we’ve realised it or not. We’ve been scanning our prints and faces at border control and using Apple’s Touch ID and facial recognition features on our smartphones, through to using our fingertips to get access to highly secure buildings. Despite this, biometric s...