Profile

Location

London

Member since

2009

Writes about

Payments Regulation & Compliance

Masha's blog archive

2012 (1)

Masha Cilliers

Partner at iBe TSE

Message Posts: 1 Comments: 8

Bio Specialist Partner responsible for Merchant, Acquirer and PSP consulting. Focus: Payment Strategy, Innovation, Benchmarking, New Market and Product Launch, Partnerships and Growth. Additionally: Fraud Management, Cyber Security, AI, Digital Identity, Secure Authentication,Compliance & Regulation Career History NED Limonetik 2014-present Principal Consultant Payment Options 2012-Present, VP of Partnerships GlobalCollect 2009-2011 Head of EMEA Cybersource 2008-2009, Microsoft 2003-2008 Visa CEMEA 1993 --2003

Blogs

Payment industry is heating up but is it helping merchants?

11 Jun 2012

Pretty much every day we are reading about a new payment method, another start up and another way to pay online or over the mobile phone. But if you are a retailer/merchant, how does that help you choose what is the right option for you? I would argue that it's becoming increasingly different to filter out what is the marketing noise, what is in...

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Masha is Commenting on

FinTechs must spend investor funds wisely and choose the right strategic approach for growth

@Conchur, an interesting insight, thank you for sharing. The point about evolving strategy-making and the ability of startup CEO's to take on this key task in addition to multitude of other day to day tasks is, to my mind, a very significant one. Indeed, in my experience, running a start up can consume so much of the time and effort that it does not often afford an opportunity to 'strategise' and to look outside of your organisation and into the future.

24 Mar 2021 Reply Read article

Challenges in KYC and AML in 2017

Indeed some very good points. I would like to take the argument furhter - if financial institutions are doing it, shouldnt retailers look at leveraging the KYC technology to know their customers better? Isn't managig fraud all about knowing your cusotmer, when it comes down to it?... Here are my thoughts the other day: http://news.retailrisk.com/news/kyc-authentification-fraud-management-tools-online-retailers/

21 Mar 2017 Reply Read article

Big Data and Payments Drive Loyalty in Business Banking.

Colin, this indeed sounds like a great idea and that which compliment the SME banking services. And in my experience the banks miss this segment when it comes to innovation while trying to go after the 'big fish' who indeed doesnt need bank's innovation, as it has a capacity to innovate by itself. But what would it take for the banks to invest in this platform if there are no enterprise customers behind it?

12 Sep 2013 Reply Read article

Contactless is the future of payments

I agree with the prior statements that this is a new technology and all technology has it teething problems. What I dont get is why consumers even think of touching the whole wallet on the reader - in the world before contactless, did you give your wallet to the shop assistant and ask him to pick out the card they fancied, or did you pull out your card and paid with it?! It wouldnt even occur to me to give it to chance and touch the wallet... If you know your cards are contactless you should appreciate that they can communicate with the reader! I feel that the issue is cardholder and shop assistant education. As Neil mentions, chip and pin took a while to get across, so the same will be for contactless. It is convenient, no question about it, but some of us may experience more need for it - if you live in a big city, walk around, in and out of cafes, buses, newsagents. As with all things in life, not many things are right or everybody!

01 Jul 2013 Reply Read article