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Ward Hagenaar

Head of Consulting - Co-Founder
PaymentGenes
Member since
02 Jun 2006
Location
Amsterdam
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

I am heading the Consulting business line at PaymentGenes.

We focus on strategy consulting, merchant services, mobility, market research and entry services, license applications with the financial regulator and card schemes. Our team is focused on topics like Mobility as a Service and enabling open loop payment solutions for the fuel and EV segments in mobility.

Payments data analytics and conversion optimization, cost reduction and PSP vendor selection for merchants. Cards issuing leveraging the fast track programs of the schemes and our partner Enfuce (solution).

Acquiring solutions and program management. PSD2 research, white label BNPL solutions for merchants and banks, Reconciliation as a Services (solution).

PaymentGenes is an internationally recognized consulting & recruitment service partner to the Fintech and payments industry. We help ambitious companies grow with the right payments expertise and professionals.

Latest opinions

Ward Hagenaar

Innovation in the checkout process of physical retail stores has been slow, or not?

Building on the huge success of contactless payments we gradually experience next steps in development of the checkout process. The battle to convert cash into electronic payments enters the final stage. In 2018, only 37% of payments in the Netherlands have been paid with cash at checkout*. Contactless payments accounted for over half of electroni...

20 September 2019 Innovation in Financial Services

Ward Hagenaar

Will a PSD2 based initiative from the airline sector drive sales and reduce costs?

This remains to be seen. IATA and Deutsche Bank launch a PSD2 based initiative focussed on potential cost reduction with card payments in the airline industry. Certainly an interesting move by International Air Transport Association (IATA) and Deutsche Bank. It could increase pressure on the payments industry regarding costs, innovation and will l...

07 May 2018 Payments strategies 2015-2020-2030

Ward Hagenaar

Are logistics the logical value added services that Wallets need?

The expected takeoff of Wallets has been a hot topic for years in our industry. In the classical retail environment NFC enabled Mobile Wallets will finally deliver on its promise of speed and convenience. In remote commerce we have seen many attempts, high investments and some success stories related to marketplaces like PayPal and AliPay. The ...

20 October 2015 Innovation in Financial Services

See all 10 opinions by Ward

Latest comments

Would you bank with Apple?

In 2000 at Interpay we used the name i-pay for e-commerce payments via Maestro, MasterCard and VISA SET. SET whas the standard for Secure Electronic Transactions based on PKI connectivity between merchant, consumer and gateway. Extremely secure as nobody managed to install the certificats at that time.... To complex and not usercentric.

With iTunes Apple could start facilitating secure remote mobile payments for other e-commerce sites or Apple Stores, Apple resellers, etc.

 

28 Mar 2012 16:01 Read comment

Dutch retailers up in arms over ING glitches

Currence is not the processor for iDEAL transactions but the brands and licenses organization for iDEAL. Banks authenticate users and authorize iDEAL transactions themselves in their internetbanking domain, the issuing processing. The acquiring processing is outsourced by all acquiring iDEAL banks to Atos Worldline.  

25 Jan 2012 17:29 Read comment

Be my wallet

Great move from MasterCard providing banks with a wallet. http://gigaom.com/2011/11/30/mastercard-mfoundry-let-banks-create-their-own-nfc-mobile-wallet/

01 Dec 2011 09:22 Read comment

See all 11 comments by Ward

Ward writes about

  • payments
  • retail banking
  • start ups

Ward's opinion archive

  • 2019 (1)
  • 2018 (1)
  • 2015 (1)
  • 2012 (2)
  • 2011 (5)

Latest groups joined by Ward

  • Innovation in Financial Services

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Ward reads

  • paymentgenes

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