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Profile
Location
Bangalore
Member since
2004
Reads
The Finacle Whiteboard Finacle from Infosys The Financial Brand
Writes about
Retail banking

Navin's blog archive

2011 (1) 2010 (1) 2009 (4)
Navin Rammohan

Navin Rammohan

Principal Manager - Marketing at Infosys Technologies Ltd.
Message Message me Posts: 6 Comments: 2
Bio I lead the marketing initiatives for Finacle, the banking software product of Infosys Technologies for the EMEA region (Europe, Middle East and Africa). A marketing & communications professional with over 10 years of experience in technology product marketing, i have previously been exposed to strat

Blogs

Innovation in Financial Services

Schools and Banks: What's Common?

04 Jan 2011

As a father of a 6 year old and someone who has a keen interest in alternate models of education, I’ve been fascinated by some of the talks by Sir Ken Robinson on creativity and education reforms. Some of his observations about the current schooling system have a strong parallel in the way the banking system was and is being governed. Structure &a...

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The Importance of Partnership in Banking

25 Feb 2010

The changing landscape is forcing banks to look at different ways to enhance profitability through the services they offer. From being a one stop shop for all financial service needs, banks are consolidating their profitable ventures and partnering with third parties in areas of non-core competence. Partnership, by its very nature, allows banks t...

 

Possibly branding can save banking!

11 Dec 2009

My favorite definition of branding, one that I read a long time ago goes like this - brands are about people and ideas and great brands are built when people and ideas come together. Sadly, most bank branding that you and me have seen over the years have been either only about the bank itself (read heritage, organization values, mission etc.) or o...

 

IT and Channels : The twin engines of banking innovation?

07 Dec 2009

Although channels have been the top focus area for banking innovation in recent years, they haven’t run out of steam. Most banks today have a good vision for their channel strategy – one that builds a strong partnership with customers and puts them firmly in control of the relationship. A few interesting examples on how banks across the world are ...

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Navin is Commenting on

Schools and Banks: What's Common?

  Thanks Erick. Completely agree that passion is something which has a big role to play in whatever endevaour one takes. Passionate people naturally sound genuine and that shows trust which is another thing which banks need to focus on.  

12 Jan 2011 Reply Read article

IT and Channels : The twin engines of banking innovation?

  I tend to agree with you James, the people factor is often overlooked by most banks. The importance of people in the innovation process should be recognised and more effort needs to be directed towards training and development, performance management, and more generally to the values and behavior that drive innovation at the bank. In addition, the senior management at these banks need to not only make innovation a top strategic priority, but also follow it through by ensuring appropriate commitment down the hierarchy. In a recent survey that we conducted premised on the theme of  retail banking innovation, 73% of banks in Europe wanted to be innovation leaders in their domestic market but only 37% said that they have an innovation strategy. So the intent is definilty there but the action is missing.  Nevertheless,  it would be interesting to learn more about back-office innovation…which generally tends to get neglected…

08 Dec 2009 Reply Read article